# Profoundd archive — Epstein Files
# Bates number: EFTA00032804
# Title:        From: The Bloomberg Close <noreplygmail.bloombergbusiness.com>
# Dataset:      8
# Pages:        5
# Images:       5 detected
# Tags:         epstein, doj, dataset-8, image-described
# Source PDF:   https://profoundd.com/epstein-docs/EFTA00032804/download
# Doc viewer:   https://profoundd.com/epstein-docs/EFTA00032804
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# Text below is what Profoundd has extracted from the source PDF.
# 'ocr-enriched' tag means OCR was applied to scan-only pages.
# Image descriptions are AI-generated factual captions (llava:13b).
#----------------------------------------------------------------------

=== SUMMARY ===
From: The Bloomberg Close <noreplygmail.bloombergbusiness.com> To: <I Subject: Consumer alerts Date: Tue, 19 Nov 2019 22:07:19 +0000 Bloomberg Good afternoon. Here's what you need to know to end your day. • The retail mood turned sour on dreary earnings. • People listening in on Trump's Ukraine call said things weren't right. • Want a raise? Move to Texas. Home Depot and Kohl's posted disappointing results, raising doubts about whether American consumers can keep up the spending as the holiday s


=== EXTRACTED TEXT ===
From: The Bloomberg Close <noreplygmail.bloombergbusiness.com> 
To: <I 
Subject: Consumer alerts 
Date: Tue, 19 Nov 2019 22:07:19 +0000 
Bloomberg 
Good afternoon. Here's what you need to know to end your day. 
• The retail mood turned sour on dreary earnings. 
• People listening in on Trump's Ukraine call said things weren't right. 
• Want a raise? Move to Texas. 
Home Depot and Kohl's posted disappointing results, raising doubts 
about whether American consumers can keep up the spending as the 
holiday season approaches. 
• Home Depot's weak performance —comp sales grew 3.6% last 
quarter versus the 4.6% consensus —was all the more surprising 
since the company had told investors that the second half of the year 
would be better. Same-store sales have now trailed projections for 
three straight quarters 
• At Kohl's, that metric increased 0.4% in the third quarter, half of 
what analysts expected. The retailer now says profit ex-items will be 
$4.75 to $4.95—with the new top of the range 50 cents below the 
previous outlook 
• Urban Outfitters reported same-store sales of 3%, which topped 
the Consensus Metrix estimate but was down from 8% a year ago. 
Comparable sales at its chains—Urban Outfitters, Free People and 
Anthropologie—all missed. Shares fell more than 10% in late trading. 
• And then there was Macy's, which doesn't report until Thursday. It 
fell 11% after confirming some customers were exposed to a data 
hack while shopping on its website last month. 
• TJX had a better day. Shares rose on what MKM's Roxanne Meyer 
called a "high quality" quarter. She believes the T.J. Maxx and 
HomeGoods owner will continue to benefit from exceptional 
products, effective marketing and new customer growth. 
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• Stocks ended the day mixed as investors weighed the retail 
data against new developments in the trade saga. 
The second week of public impeachment hearings began with two 
witnesses saying that Trump's Ukraine call was inappropriate. 
• Lieutenant Colonel Alexander Vindman said the July 25 call 
between Donald Trump and Ukrainian President Volodymyr 
Zelenskiy, which he listened in on, so alarmed him that he reported it 
to the White House counsel. "It was inappropriate, it was improper 
for the president to request, to demand an investigation into 
a political opponent," he said. 
• Jennifer Williams, a State Department employee assigned to VP 
Mike Pence's office who also listened in, said the call was outside 
the bounds of typical presidential interactions since "it involved 
discussion of what appeared to be a domestic political matter." 
• Under questioning from Republican staff lawyer Steve Castor, 
Vindman said he was offered the job as Ukraine's defense minister 
while on an official trip to that country. Vindman, an immigrant from 
Ukraine, called the offer "comical," and said he reported it to his 
superiors. Democrat Jim Himes accused Republicans of seeking to 
question Vindman's loyalty to the U.S. by raising the matter. 
• There sure are a lot of ribbons and badges on Lieutenant Colonel 
Vindman's chest. Here's what they mean 
• The afternoon session is underway, with testimony from Kurt 
Volker, former special envoy to Ukraine, and Timothy Morrison, NSC 
senior director for Europe and Russia. 
• Volker said that he wasn't aware of and didn't knowingly take part 
in any effort to urge Ukraine to investigate Trump's political rival, Joe 
Biden. Follow along with our 
What Else is Happening Impeachment Update 
The U.S.-China trade deal that fell apart six months ago has become the 
benchmark to decide how much tariffs should be reduced in the initial 
phase of an agreement, people familiar said. The White House is debating 
the precise rollback, ranging from 35% to 60%. Beijing is demanding that 
all levies imposed after May be removed immediately and those before 
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then be lifted gradually. Pence said that it would be "very hard" to sign a 
deal if protests in Hong Kong are met with violence. 
Speaking of which, the Senate is expected to pass bipartisan legislation 
to support Hong Kong's protesters by unanimous consent later today. If it 
passes, the bill would need to be reconciled with a slightly different House 
version before going to Trump for his signature, who's yet to indicate 
whether he will sign. 
America's big banks are getting further relief from capital demands as 
regulators set up a new approach for measuring risk in derivatives trades. 
The revision will result in banks being considered to have about 9% less 
exposure in their derivatives contracts, according to regulators' estimates. 
It's the latest of a series of rollbacks coordinated by Trump appointees. 
Opinion 
The scaling back of Saudi Aramco's IPO—despite nearly every major 
investment bank being involved— raises awkward questions about the 
effectiveness of mammoth syndicates of advisers and bookrunners, Chris 
Hughes writes for Bloomberg Opinion. Diluted accountability makes it 
unlikely that anyone will deliver an unpopular message, like that the deal 
isn't worth $2 trillion. And many, many banks may not add much in terms of 
selling shares given that there's probably huge overlap between 
their investment fund clients. More appears to be less 
The merger party may be coming to an end, Bloomberg Opinion's Joe 
Nocera writes. One of the FTC's two Democratic commissioners, Rohit 
Chopra, has written that there's some evidence drug mergers "have 
, creating harms that are immeasurable for those choked off innovation 
waiting for a cure." He also believes that the FTC can block mergers on 
antitrust grounds. Since some senators who are also presidential 
candidates have called for greater M&A scrutiny, it's a pretty good bet that 
a new administration will view takeovers in a different light. 
Sponsored Content by SmartAssetTM 
People Who Retire Comfortably Avoid These 7 Financial Advisor 
Mistakes 
EFTA00032806
Working with a financial advisor is a crucial component of any 
retirement plan, but most people make these simple mistakes 
when hiring one. These are 7 common but costly mistakes happy 
retirees avoid. 
Businessweek Today 
Warby Parker wants to be the Warby Parker of contact lenses. The 
retailer is introducing Scout, a line of daily contacts. It's the first time the 
company has expanded beyond eyeglasses since its founding almost a 
decade ago. At $440 for a year's supply, they'll be slightly cheaper than 
many daily lenses but will be sold with what Warby says will be a much 
improved ordering process. 
The Haredim have long been isolated from secular Israeli society. 
Programs like the Pardes Project seek to better integrate these ultra-
Orthodox scholars into the economy. That's caught the attention of 
Mossad, the nation's intelligence agency, which wants to attract more 
Haredim in a tight labor market. "These people are geniuses, and they 
have no opportunities," says Pardes founder Moshe Kahan. 
Ultra-Orthodox men fill out registration sheets at an employment center in 
Jerusalem. Photographer Corina Kern/Laif/Redux 
What Everybody's Talking About 
Two guards at a Manhattan jail who were supposed to keep watch on 
financier Jeffrey Epstein when he killed himself were charged with six 
counts of falsifying documents and conspiracy to defraud the U.S. The 
guards never checked on Epstein after 10:30 p.m. on Aug. 9 until he was 
discovered the next morning, according to the indictment. Instead, they 
searched the internet for furniture and motorcycle sales and sports news, 
prosecutors alleged, and "appeared to have been asleep" for two hours. 
Tyler and Cameron Winklevoss just made their first-ever acquisition, and 
the duo behind the company they bought couldn't be more similar. Duncan 
and Griffin Cock Foster are also identical twins. Their company, Nifty 
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Gateway, lets users buy crypto collectibles with a credit card instead of 
digital currency. Yes, we're confused about it, too. 
By the Way 
If you want a fat salary, move to Midland, Texas. According to Commerce 
Department data, the oil boom city's per capita personal income 
was $122,247 last year, higher than San Jose, San Francisco, Boston or 
New York. Not surprisingly, the riches drew people: The city led all metro 
areas in 2018 population growth with a 4.4% gain. But—fair warning—the 
good times may not last. A recent drop in local energy rigs has coincided 
with slower job growth, Federal Reserve Bank of Dallas data shows. 
FOLLOW-US ice. lip-SEND-TEM-FRIEND lip 
YpheirernOtanw Wetharm cribed to Bloomberg's The Bloomberg Close 
- mericas wsletter. 
Unsubscribe I Bloomberg.com I Contact Us 
Bloomberg L.P. 731 Lexington, New York, NY, 10022 
EFTA00032808



=== IMAGE DESCRIPTIONS ===
[Image 1] The image appears to be a screenshot of a news article or a document with text. The text is organized into bullet points, and the content seems to be discussing political and social issues. The visible text includes references to public management, a call to a Ukrainian official, and a question from a Republican staffer. There are also mentions of a meeting with Ukrainian officials and a statement

[Image 2] The image appears to be a screenshot of a webpage or a digital document with text content. The text is discussing the topic of banking regulations and the impact of a new law on the banking industry. The document includes a section titled "Opinion" with a subtitle that reads "The merger party may come to an end." The text within this section seems to be an editorial or opinion piece discussing the

[Image 3] The image appears to be a screenshot of a webpage, specifically a section of the "Business" section from "Business Insider." The text is discussing the relationship between Warranty Parker and Warranty Parker, mentioning a lawsuit and a settlement. The text is in English and includes a quote from a person named "Dave." The webpage also includes a section titled "What Everybody's Talking About," wh

[Image 4] The image shows a screenshot of an email with a list of bullet points. The text is too small to read in detail, but it appears to be a summary of news or business updates. The email is from a sender with the address "thomson@thomsonreuters.com" and is addressed to a recipient with the email address "john.doe@example.com". The email is dated "Fri, 12 Mar 2010 10:30:00 -0500". The content of the ema

[Image 5] The image appears to be a screenshot of a webpage or a digital document. The text is partially visible and seems to be discussing economic data related to the city of Midland, Texas. There is a mention of a "Buy the Way" program, which could be a local initiative or campaign. The text also refers to the "Midland, Texas" area and includes a reference to the "Federal Reserve Bank of Dallas." The vis