2024 Global Retail Investor Outlook 2025

Calls to action: product and platform innovation Page 32+41+52+59 Policy-makers and governmentsStrengthen transparency and disclosure standards in wealth management to reduce the burden on retail investors. Encourage disclosure-focused regulatory measures at the point of initial investment, with frameworks that enable unbiased guidance from financial institutions throughout the entire investment life cycle. Page 32+41+52+59 Traditional financial institutionsDesign financial products suitable for retail investors, including tax-incentivized plans, and capital-protected options and expand product offerings of private market products for some investors. Implement best practices, like fee-only models and advisory- asset management separation, to mitigate conflicts of interest and support private market access for retail investors. Fintech and other tech companiesOffer unbiased, contextual guidance through just-in-time nudges during key “teachable moments” and in-platform education tools aimed at optimizing individual behaviours along investment life cycles. Offer consistent support for retail investors by integrating in- platform social features that enable peer-to-peer communication and facilitate positive network effects.Exchanges and infrastructure playersEncourage collaborative data-sharing among financial ecosystem stakeholders to strengthen infrastructure resilience and proactively address potential instability from retail investor activity. Facilitate direct communication between retail investors and listed companies through interactive platforms to reduce information asymmetry and associated transaction costs. (Other) private sector and NGOsDesign, enforce and maintain labelling frameworks to seamlessly signal beginner-friendly products to retail investors, reducing information processing costs and ensuring adequate guidance during first (crucial) portfolio decisions. Promote unbiased, third-party-owned platforms aggregating, standardizing and comparing market information with the goal to accurately inform individual decision-making throughout investing life cycles, for example, by supporting fund fees benchmarking. Traditional media and social media playersCollaborate with financial institutions to provide easily digestible and engaging financial content across widely used digital media platforms. Encourage institutions to endorse and vet publicly available financial content, helping retail investors identify reliable and trustworthy information more easily. 2024 Global Retail Investor Outlook 52