Quantum Technologies Key Strategies and Opportunities for Financial Services Leaders 2025

Benefits across financial services1 By demonstrating clear, incremental business benefits, quantum technologies have the potential to contribute to the evolution of the financial sector. Quantum technologies are emerging as a powerful force with the potential to reshape the financial services industry. Understanding the full spectrum of quantum’s impact requires a nuanced examination of the various domains within financial services. As outlined in Figure 2, quantum technologies intersect with a wide array of domains, delivering tangible business benefits including revenue generation opportunities, increased operational efficiency and improved risk management. These benefits materialize when harnessing certain quantum use cases. By implementing quantum technologies, financial institutions may be able to offer innovative, high- value services such as optimized portfolios, personalized products and ultra-secure transactions, attracting more customers and increasing revenue. Operational efficiency can also be achieved, for example, through the use of quantum algorithms that support faster and more accurate fraud detection and improvements in resource-intensive processes. Additionally, quantum technologies hold the potential to enhance risk management by providing more accurate models and simulations. Furthermore, they can reduce risk through improved cryptography methods. Independent of quantum technology use in cryptography, PQC algorithms, also known as quantum-resistant cryptographic algorithms, can strengthen security and ensure compliance with regulatory requirements, reducing penalties and reputational risks. Early adoption of PQC aligns with international regulatory directives – such as those outlined by the US National Institute of Standards and Technology (NIST), the European Union Agency for Cybersecurity (ENISA) and the UK National Cyber Security Centre (NCSC) – supporting long-term compliance efforts.7 Mapping of financial services domains to benefits and case studies FIGURE 2 Financial fraud detectionBanking Market infrastructure Capital markets Asset and investment management Insurance Payments Core banking operations Enterprise technology Corporate functionsFinancial services domains Benefit areas Case studies Financial crash estimation Exploring bond- hedging strategies Ultra-precise timestamps for financial transactions Quantum-safe infrastructure Securing tokenized gold transactionsBetter managed risk/complianceEnhanced risk modelling Optimized portfolios Tackling fraud Resilient cryptographic systems Ultra-precise timingIncreased revenue Decreased cost Understanding the full spectrum of quantum’s impact requires a nuanced examination of the various domains within financial services. Quantum Technologies: Key Strategies and Opportunities for Financial Services Leaders 6