Future of Global Fintech Second Edition 2025

Fintechs’ perceptions on topics for fintech industry development in the next five years – by verticalFIGURE 35 Digital paymentsAI in finance Regional interoperability Embedded financeDigital lending AI in finance Embedded finance Open banking/open financeAI in finance Digital banking and savings Digital capital raisingEmbedded finance Open banking/open finance Regional interoperability AI in finance Blockchain technology and DeFi Insurtech AI in finance Big data and cloud solutions Sustainable and green finance/climate finance Wealthtech AI in finance Regional interoperability Big data and cloud solutions Most relevant Relevant Less important86% 11%3% 61% 32% 7% 55% 36% 9% 67% 31% 2% 58% 27% 15% 42% 45% 13% 66% 33% 1% 55% 32% 13% 53% 46% 1% 81% 19% 78% 21% 1% 67% 28% 5% 76% 20% 4% 68% 29% 3% 48% 34% 18% 71% 22% 7% 57% 39% 4% 56% 35% 9% 47 The Future of Global Fintech: From Rapid Expansion to Sustainable Growth