Executive summary More than one in four people worldwide now reside in a country where the population has already peaked in size, signalling a profound shift in labour markets and economic systems.1 Meanwhile, global life expectancy has increased significantly over the past century; however, this progress masks stark disparities – life expectancy can exceed 80 years in high-income countries yet remain below 60 in some low-income nations.2 As birth rates decline, some of the world’s most advanced economies would need to at least double their productivity growth rates to sustain historical improvements in living standards.3 These demographic shifts intersect with two other defining transitions of our time: the rapid acceleration of technological advances and artificial intelligence, as well as the escalating impact of climate change and extreme heat. Taken together, these forces create both an urgent challenge and an unprecedented opportunity to rethink financial resilience and economic participation across all life stages. Governments, businesses and civil society must act now to build systems that enable people of all generations to thrive. Building on the Longevity Economy Principles, this publication synthesizes five key trends shaping financial resilience and highlights scalable innovations that can be adapted to different national and sectoral contexts. The “future” of the longevity economy is not in some distant moment – it is already here. Around the world, innovative solutions are emerging to meet the challenges of this demographic transition, and these can be scaled, adapted and integrated into broader financial and social frameworks. By investing in resilient financial systems, inclusive policies and sustainable support structures, stakeholders across the public and private sectors can shape a longevity economy in which people of all ages can thrive. Without bold action, the world risks financial instability, overwhelmed care systems and a workforce unprepared for the future. The question is not whether change will come – but whether stakeholders will shape it or be forced to react to it. This report serves as both a roadmap and a call to action – empowering decision-makers to take bold steps in reimagining financial resilience for generations to come.The world is at a pivotal moment in its demographic transition. The question is not whether change will come – but whether stakeholders will shape it or be forced to react to it.Building resilient public retirement systems As populations age, public retirement systems face growing challenges with regard to financial sustainability. From accumulation to decumulation The global shift from defined benefit to defined contribution plans places greater responsibility on individuals to manage their own financial security. Role of employers in financial well-being Supporting financial well-being is not just an investment in employees – it is an investment in organizational resilience and success. Economics of caregiving and long-term care The growing demand for care services requires urgent policy and workplace solutions to support both carers and care recipients. Pathways for economic growth Flexible social systems are essential for enabling individuals to navigate economic transitions, which in turn allows them to continue contributing meaningfully to long-term economic growth. Future-Proofing the Longevity Economy: Innovations and Key Trends 4

Future Proofing the Longevity Economy 2025