Foreword The world appears increasingly fragmented, but one universal reality connects us all – ageing. Across the world, people are living longer than past generations, in some cases by up to 20 years. This longevity shift, coupled with declining birth rates, is reshaping economies, workforces and financial systems, with profound implications for individuals, businesses and governments alike. As countries transform, the systems that underpin them must also evolve. Today’s reality includes a widening gap between healthspan and lifespan, the emergence of a multigenerational workforce with five generations working side by side, and the need for stronger intergenerational collaboration. One of the most important topics to consider during this demographic transition is the economic implications of longer lives. This paper highlights five key trends that will influence and shape the financial resilience of institutions, governments and individuals in the years ahead. It also showcases innovative solutions that are already being implemented by countries, businesses and organizations to prepare for the future. While the challenges are significant, they also present an opportunity to develop systems that are more inclusive, equitable, resilient and sustainable for the long term. This is a chance to strengthen pension systems and social protections, not only for those who have traditionally benefited, but also for those who were left out of social contracts the first time. We are grateful to our multistakeholder consortium of leaders across business, the public sector, civil society and academia for their contributions, inputs and collaboration on this report. We look forward to seeing how others will continue to build on these innovative ideas to future-proof the longevity economy for a brighter and more prosperous tomorrow.Haleh Nazeri Lead, Longevity Economy, World Economic Forum Graham Pearce Senior Partner, Global Defined Benefit Segment Leader, Mercer Future-Proofing the Longevity Economy: Innovations and Key TrendsMARCH 2025 Future-Proofing the Longevity Economy: Innovations and Key Trends 3

Future Proofing the Longevity Economy 2025