Future Proofing the Longevity Economy 2025

5. Promote the use of technology in financial services to enhance access and personalization 6. Strengthen care provision and long-term care systems to support informal carers and formal care infrastructure 7. Develop comprehensive employee benefits programmes integrating retirement savings, reskilling, caring and health supportPolicy-makers EmployersFinancial institutionsCivil society Individuals Encourage innovation in fintech and support digital inclusion initiatives for financial services Provide employees with access to digital financial tools and personalized financial planning platformsInvest in technology- driven financial solutions to enhance accessibility and efficiencySupport digital literacy programmes to ensure individuals can effectively use financial technologyUse technology to manage personal finances, track spending and access financial education resources Policy-makers EmployersFinancial institutionsCivil society Individuals Establish national care- provision policies that include pension credits for informal carers as well as support for formal care workersImplement workplace policies supporting employees who are carers, such as flexible working hours and paid leaveDevelop financial products that provide individuals with access to long-term careAdvocate for the recognition and support of carers and provide community resourcesEngage in community support networks for carers and plan ahead for potential care responsibilities Policy-makers EmployersFinancial institutionsCivil society Individuals Encourage employers to adopt comprehensive benefits programmes through incentives and regulatory guidelinesOffer benefits that integrate retirement savings, reskilling programmes, carer support and health resourcesCollaborate with employers to provide financial planning tools and retirement resourcesPromote best practices for integrated employee support programmes and assist in policy implementationUse employer-provided resources to enhance financial security, career preparation and overall well-being4. Expand access to financial products and protections for gig and informal workers Policy-makers EmployersFinancial institutionsCivil society Individuals Create incentives for financial institutions to develop tailored products for gig workers and strengthen support during transitionsPartner with financial institutions to offer customized retirement and insurance solutions for contract and gig workersInnovate savings and insurance products specifically designed for gig and informal workersRaise awareness about available financial products and advocate for improved accessActively seek out and enrol in retirement savings and insurance products designed for gig workers Future-Proofing the Longevity Economy: Innovations and Key Trends 47