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0 of 3 Premium Clicks used this month SUBSCRIBE Print + Online Subscriber Activation | Register x Forgot Password | Need an Account? e-edition | subscribe | newsletter | deals Home News Latest Stories Matthew T. Mangino: The future of the death penalty in question? Watch SOU championship on big screen at HEC in Medford Free guided day hikes planned at TouVelle, Valley of the Rogue 10 things to know for Wednesday Since You Asked: Birders disagree on the species of large black birds spotted near Roxy Ann Crime, Courts and Emergency Services Matthew T. Mangino: The future of the death penalty in question? 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Jim Brock: Just enjoy the holiday, already Granlund cartoon: Christmas season Our View: Celebrate by helping those in need Letters to the Editor, Dec. 17 Editorials Our View: Celebrate by helping those in need Our View: Ashland Hospital's remarkable turnaround Our View: Councilors' criticism less troubling than secrecy Other Views: Riley leaves strong legacy at OSU Our View: Cheers and jeers Letters to the Editor Letters to the Editor, Dec. 17 Letters to the Editor, Dec. 16 Letters to the Editor, Dec. 15 Letters to the Editor, Dec. 14 Letters to the Editor, Dec. 12 Guest Opinions Guest Opinion: Loved one chose death with dignity in Oregon Guest Opinion: Forest thinning means water for the future Guest Opinion: Suit threatens family farms and democratic vote Guest Opinion: SOU pool decision short-sighted Guest Opinion: It's time for biologists to let OR-7 go dark Lifestyle Latest stories Community blog: Liver pat� an easy nosh for Hanukkah and beyond How NOT to install drywall 5 Things to Do This Weekend (Dec. 19-21) Dave Ramsey: When children steal money Dear Monty: Siblings dispute inherited real estate Food Community blog: Liver pat� an easy nosh for Hanukkah and beyond Local bubbly can ring in the New Year Food for Thought: How to keep your kitchen organized during the holidays Kitchen Call: Shopping for the cook Community blog: Gobble gougeres as appetizers or with light meals Home and Garden How NOT to install drywall Dear Monty: Siblings dispute inherited real estate Home Help: Create a happy homemade holiday Rogue Valley Christmas light displays Remodeling your attic: Know the details before you start Health Community blog: The Promise of Hope � and Health - Fulfilled Community blog: Saving Lives Health Watch: Curb your kitchen cravings this holiday season Community blog: Unsubscribe.com Community blog: Redefining Family Hiking Biking Faith Religion news: Pope aims to expedite sex abuse rulings Milestones and Achievements Ashland celebrates 'Wild' screening with Cheryl Strayed Asante merger stabilizes Ashland hospital's finances Time running out for O&C funds Hire 'em and pray for snow Madi-Stiles Columnist for a Day Rogue Healthy Aging Tempo Latest stories Seattle rock band Smokey Brights plays Howiee's ACT presents reading of 'The Quality of Life' Eight Dollar Mountain and Fruition play Applegate Lodge Dance to the Southern Oregon Jazz Orchestra John Nilsen's holiday concerts kick off this week Theater ACT presents reading of 'The Quality of Life' Meet the real Jacob Marley This Nutcracker ballet will have a superhero twist Plumbing the depths of meaning TMTO presents 'A Christmas Carol: The Musical' Music Seattle rock band Smokey Brights plays Howiee's Eight Dollar Mountain and Fruition play Applegate Lodge John Nilsen's holiday concerts kick off this week Ashland Blues Society hosts open jam Rating old-timers’ albums from 2014 Community Events Dance to the Southern Oregon Jazz Orchestra Rogue Valley Christmas light displays It's a Hamazon holiday at the Playwright Public House 4 Things to do this Week Soroptimist holiday home tour features four houses this weekend Dining Over Easy serves 'pop-up' brunch Sundays Ooblies Artisan Waffle Sandwiches Brunch at Loft Brasserie The Bohemian Club Tempo Videos Classifieds Jobs Autos Real Estate FEATURED » Obituaries Blogs TV Listings Movie Listings Oregon Outdoors Oregon Healthy Living Magazines & Special Sections NEWS NOW Watch SOU championship on big screen at HEC in Medford ... Our View: Celebrate by helping those in need ... Guest Opinion: Loved one chose death with dignity in Oregon ... Watch SOU championship on big screen at HEC in Medford ... Our View: Celebrate by helping those in need ... Guest Opinion: Loved one chose death with dignity in Oregon ... Dave Ramsey: When children steal money By Dave Ramsey More Content Now MailTribune.com By Dave Ramsey More Content Now Posted Dec. 17, 2014 @ 12:01 am By Dave Ramsey More Content Now Posted Dec. 17, 2014 @ 12:01 am » Social News Dear Dave, I gave my wife $350 for Christmas shopping at Wal-Mart. While she was there with our 6-year-old daughter, she cashed her bonus check to put with the Christmas money. When she tried to check out, the money was gone. My wife even asked our daughter if she took the money out of mommy’s purse, and she said no. Later, we found the money in our daughter’s coat, and she didn’t seem sorry at all for having taken it. How should we address this? Jonathan Dear Jonathan, Most children that age really have no idea something like this is such a big deal. But this is more than just a money thing. It’s something of great value, and it’s someone else’s stuff. Not only that, but she took it, lied about it and then showed no remorse. I’ve got a really short fuse when it comes to lying, but the lack of repentance and sorrow associated with something like this are my biggest problems. First of all, you and your wife have to present a united front when you talk about this with your child. This is an incredible example of a teachable moment, but you two have to be on the same side and treat it with appropriate seriousness. You have to make your daughter understand that what she did was wrong and why it was wrong. Perhaps you could also use an example of someone taking something from her — something that was very valuable to her — and ask how she would feel in that situation. Lots of times this approach, especially with little kids, will touch their hearts and help them realize the magnitude of their actions. In a case like this, I think I’d hand out very little in the way of punishment. Regardless, you have to nip this kind of thing in the bud immediately. This is the kind of violation you cannot allow to happen unaddressed. And whatever the consequences of her actions end up being, you must make sure she clearly understands why she’s being punished and why what she did was wrong. — Dave You need an umbrella! Dear Dave, My husband and I both lost our jobs over a month ago. I’ve been interviewing, and he started a two-week training program for a new job the other day, but right now we’re in survival mode. We just cashed in an annuity, and were wondering if we should pay down debt and reduce the money going out each month, or just live on it? Veronica Dear Veronica, Right now, it’s raining and you need an umbrella. If it were me, I’d just sit on the money for the time being. Don’t misunderstand me. You need to be honorable and pay your debts, but you may have to put that on hold for a while. Right now, it’s more important to have food in the house and keep the heat on. This kind of situation is scary and can be really stressful, so make sure you hug and hold on to each other a lot, too. It’s been rough for you guys, especially right here during the holidays. But it sounds like things may be taking a turn for the better. Your husband is about to start making money again, and you may have some possibilities on the horizon. Through this stretch, honest communication can make a huge difference. Make sure your creditors know what’s happening. Let them know that you want to make things right, and that you will make things right as soon as you can. God bless you guys! — Dave Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books: “Financial Peace,” “More Than Enough,” “The Total Money Makeover,” “EntreLeadership” and “Smart Money Smart Kids.” “The Dave Ramsey Show” is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the Web at daveramsey.com. By Dave Ramsey More Content Now MailTribune.com By Dave Ramsey More Content Now Posted Dec. 17, 2014 @ 12:01 am » Comment or view comments Reader Reaction » STAY INFORMED Email NewsLetter Sign Up Today Sign up for our newsletter and have the top headlines from your community delivered right to your inbox. calendar Connect with MailTribune.com Facebook Twitter RSS Back to top Reader Services Reader Services Home Subscriptions Subscriber controls Contact us Submissions Photos Events Letters to the editor Corrections Announcements Obituaries Story ideas Since you asked Alerts Email Alerts RSS Feeds Text Alerts Advertise Media Kit Home Products and services Ad rates Advertising contacts Mail Tribune Daily Tidings The Nickel Shop Our Valley Blogs Stay Informed Email newsletter Sign Up Today Sign up for our newsletter and have the top headlines from your community delivered right to your inbox. Your privacy is important, read our privacy policy. © Copyright 2014 Local Media Group, Inc. 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