THE PLUM CARD'

THE PLUM CARD' from American Express OPEN JEFFREY E EPSTEIN ZORRO DEVELOPMENT CO 9 E 71ST ST NEW YORK NY 10021-4102 f.9 I-JD --cm5of* kcgy,n,tr-{y,ko-kos.coyy, 0000054 0000054 (0930861003) 10/03/14 Call 1-800-523-8444 0629408611554054 04 06P6D00 00102000 NEW ACCOUNT 1 v <r v 7!""7-V-trt AMERICAN EXPRESS BUSINESS 0939 IP. I fi.(i(1 i)11)(1.; to activate Card"' - • 1= After you actiralCycita• Phan c .0/,„.. I! 9 Fit F: 't E F. ',' s F. i a Y/Ca It 1 i'011 can Shit': placing ytOtir t.11:.1' , 'otm(I HIV',- - :)• i i .. ' a business 01( onpmQ.! e.tpenses )(wl Cant right away. The Plum Card' Basics There are muttipie ways you can take advantage of payment flexibility each month. 15% Eery Pay Discount' Gel a 1.5% discount on the portion of your balance that you pay within 10 days of your statement closing date as long as you pay at least your Minimum Payment Due. Extra Days to Pay' You can take up to 60 days from your statement closing date to pay in full without interest. Pay your minimum balance by the Payment Due Date to take advantage. Don't miss your first 15% Early Pay Discount Enroll your Plum Card today at open.com/getstartad to set up mobile or e-mail alerts for the 1.5% Early Pay Discount due date. and more. The Plum Carer from American Express OPEN. What's Inside Your Welcome Package: Utilize our chat/dist Check out the Plum Card Tip Sheet to see how to make the most of your Card. Learn more about your Card benefits Use the Plum Card Benefit Guide to see some of the key ways the Plum Card can work for your business. OPEN EFTA00292266 Terms and Conditions 1- Early Pay Discount: Get a 1 5% discount on the portion of your eligible purchase balance that you pay within 10 days of your statement closing date as long as you pay at least your Minimum Payment Due. The discount wll appear as a credit on the following billing statement. Eligible purchases are purchases for goods arid services minus returns and other credits. Eligible purchases do NOT nclude fees or interest charges. cash advances. purchases of travelers checks. purchases or reloading of prepaid cards. or purchases of other cash equivalents. Additional terms and restrictions apply, see open corn/plum for details 2 Extra Days to Pay: If you pay al least 10% of the balance from new activity on your billing statement plus the entire amount of any previously deferred payment by the Payment Due Date on that statement. you may Deter Payment of the remainder of that balance until the closing date of your next billing cycle with no Interest Complete terms and details al open.com/plum open americenexpresS.Com 3727 209308 61003 975 Ctidoeetta fmgv"..t . . - _ •_ Sinwe US 800-653-1693 Intent/twit Calltel 623.492.3341 lit na•34.1.14 is 'OPEN 947699 EFTA00292267 THE PLUM CARD' from American Express OPEN 0629408600154044 0000044 0000014 (0930861037) 10/03/14 04061'600000202000 NEW ACCOUNT 1 Call 1-800-362-6033 to activate your Plum Card' today After you activate Your Plum Card, you can start placing your ‘yngoing, business expenses on your Card right away. NoPea,24,_ -v-kr v -or v c,4 titAMERICAN E , BUSINESS ES 3508 Please be prepared to provide the Card Member's Social Security number and date of birth when you activate the Card. Welcome to Plum Card Membership The Plum Card has two unique payment options each month. You can have both the 1.5% Early Pay Discount and up to 60 days to pay without Interest in the sane billing cycle So take advantage and pay your bill the way that works for your business. 1.5% Early Pay Discount' Get a 1 5% discount on the portion of your balance that you pay within 10 days of your statement closing date as long as you pay at least your Minimum Payment Due. Extra Days to Pays You can take up to 60 days from your statement closing date to pay in lull without interest. Pay your minimum balance by the Payment Due Date to take advantage. Save on business purchases with the OPEN Savings benefits The OPEN Savings.% benefit Is a built-in feature of your Plum Card` from American Express OPEN. It automatically boosts your savings by giving you up to a 10% discount credited to your statement when you use your Card tot eligible purchases with OPEN Savings partners. Benefit limits, exclusions and other restrictions apply Learn more and see a list of participating OPEN Savings partners al opensavings.com OPEN EFTA00292268 Terms and Conditions 1- Early Pay Discount: Get a 1 5% discount on the portion of your eligible purchase balance that you pay within 10 days of your statement closing date as long as you pay al least your Minknum Payment Due The discard wiN appear as a credit on the following billing statement_ Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges. cash advances, purchases of travelers checks, purchases or rebadng of prepaid cards. or purchases of other cash equivalents. Additional terms and restrictions apply. see open.com/plum for details. 2 • Extra Days to Par. II you pay at least 10% of the balance from new activity on your billing statement plus the entire amount of any previously deferred payment by the Payment Due Date on that statement. you may Defer Payment of the remainder of that balance until the closing date of your next billing cycle with no interest. Complete terms and details at open.com/plum. 3 - OPEN Savings* Benefit The OPEN Savings benefit is built in to Business Cards from American Express OPEN and Provides either up to a 10% discount or up to 4 additional Membership Rewards• points for each eligible dollar spent at OPEN Savings merchants To take advantage of this benefit. payment must be made with a Business Card from American Express OPEN at the time of purchase. AN Cards under a particular Card Account (including the Basic Card as well as any Additional or Employee Cards) are combined for the purposes of calculating OPEN Savings benefits. AN OPEN Savings benefits are credited to the Basic Card Member on/y. Meese allow up to 12 weeks for your benefit to appear on your monthly statement. If your Card Account is not eligbie to receive Membership Rewards points or Is not enrolled in the Membership Rewards program. you will receive the OPEN Savings benefit as a discount that will be provided as a statement credit to that Card Account. If your Card Account is enrolled n the Membership Rewards program you have the option of receiving your OPEN Savings benefit either as a discount or as additional Membership Rewards points. The relative value of the benefit options will differ depending on how you use your Membership Reeds points. The redemption value of additional points. that You receive under the Membership Rewards Points Benefit may be less than the dollar value of statement credits that you receive under (het: unt Benefit. You can change your OPEN Savings benefit selection a maximum of axe per calendar month. Changes normally take effect within 72 hours from thittlme you submit a change to your benefit selection. Purchases that we eligible for the OPEN Savings benefit that are returned or credited from an OPEN Savings merchant will result in a reversal of your statement credit or removal of Membership Rewards points depending on your benefit election at the lime of the return or credit. The benefit may not be available at all OPEN Savings partner locations For a fullest of individual OPEN Savings merchants and benefit desc npliOns. please visit opensavings.com The OPEN Savings benefit (including merchant participation and offers) is subject to change at any tine without notice. MernbersNp Rewards program terms and conditions apply. OPEN Savings offers may be subject to exclusions, benefit limits and other restrictions or limitations. For full terms and conditions including specific paragraphs on the Benefit Selection and Now Returns Work, go to opensavings.com. 997/01 EFTA00292269 1,3) THE PLUM CARD' from American Express OPEN I till 6 i• liel fill fill m •Ill /14 04 0 6P EDO 000202 00 0 NEW ACCOUNT 1 Call 1-800-362-6033 to activate your Plum Card- today Alter V01.1 activate your Plum r :ard, you start placing your ongoing bust ne;.s expenses on your Card right away. I Welcome to Plum Card Membership The Plum Card has two unique payment options each month. You can have both the 15% Early Pay Discard and up to 60 days to pay without Interest in the same billing cycle. So take advantage and pay your bill the way that works for your business. 15% Early Pay Discount' Get a 1.5% discard on the portion of your balance that you pay within 10 days of your statement closing date as taigas you pay at least your Minimum Payment Due. Extra Days to Pay' You can lake up to 60 days from your statement closing date to pay in full without Interest. Pay your minimum balance by the Payment Due Date to take advantage. Save on business purchases with the OPEN Savings benefits The OPEN Savings'. benefit is a built•in feature of your Plum Card` from American Express OPEN. It automatically boosts your savings by giving you up to a 10% discount credited to your statement when you use your Card for eligible purchases with OPEN Savings partners. Benefit tends. exclusions and other restrictions apply learn more and see a list of participating OPEN Savings partners at opensavings.corri. 0629408603954042 ."..9.- 'V ."- r V —!".--37,-"c r- V T.Fr7,1" N7-4 AMERICAN EXPRESS r-4 BUSINESS Soria ecun y num • ern?' 'oleo it w en you activate the Card. re,i•A OPEN EFTA00292270 Terms and Conditions 1- Early Pay Discount: Get a 1.5% discount on the portion of your eligible purchase balance that you pay within 10 days of your statement closing dale as long as you pay at least your Minimum Payment Due. The discount will appear as a credit on the following billing statement Eligible purchases are purchases for goods and services minus returns and other credits Eligible purchases do NOT include lees or interest charges. cash advances. purchases of travelers checks. purchases or reloading of prepaid cards, or purchases of other cash equivalents. Additional terms and restrictions apply. see open.com/plum for details. 2 • Extra Days to Pay: II you pay al least 10% of the balance from new activity on your billing statement plus the entre amount of any previously deferred payment by the Payment Duo Date on that statement, you may Defer Payment of the remainder of that balance until the closing dale of your next billing cycle with no interest. Complete terms and details at open com/plum 3 • OPEN Savings" Benefit: The OPEN Savings benefit Is buit in to Business Cards from American Express OPEN and provides either up to a 10% discount or up to 4 additional Membership Rewards s- points for each eligible dollar spent at OPEN Savings merchants. To take advantage of this benefit. payment must be made with a Business Card from American Express OPEN at the time of purchase. AN Cards under a particular Card Account (including the Basic Card as well as any Additional or Employee Cards) are combined for the purposes of calculating OPEN Savings benefits. Al OPEN Savings benefits aro credited to the Basic Card Member only. Please allow up to 12 weeks for your benefit to appear on your monthly statement. If your Card Account is not eligible to receive Membership Rewards points or is not enrolled in the Membership Rewards program, you will receive the OPEN Sayings benefit as a discount that will be provided as a statement credit to that Card Account. If your Card Account is enrolled In the Membership Rewards program you have the option of receiving your OPEN Savings benefit either as a discount or as additional Membership Rewards points. The Slake value of the benefit options will differ depending on how you use your Membership Rewards points. The redemption value of additional points that you receive µ^der the Membership Rewards Points Benefit may be less than the dollar value p1 statement credits lLuit you receive under the Discount Benefit You can change your OPEN Savings benefit selection a maximum of once per calendar month. Changes normally take effect within 72 hours from the time you submit a change toyour benefit selection. Purchases that we eligible for the OPEN Savings benefit that are returned or credited from an OPEN Savings merchant will result in a reversal of your statement credit or removal of Membership Rewards points depending en your benefit election at the time of the return or credit. The benefit may not be available at all OPEN Savings partner locations. For a full list of individual OPEN Savings merchants and benefit descriptions. please visit opensavingscom The OPEN Savings benefit (including merchant participation and offers) is subject to change at any time without notice. Membership Rewards program terms and conditions apply. OPEN Savings offers may be subject to exclusions, benefit limits and other restrictions or limitations. For full terms and conditions Including specific paragraphs on the Benefit Selection and How Returns Work, go to opensavings.com. 997701 EFTA00292271 ilp> THE PLUM CARD' from American Express OPEN 0629406603054033 0000033 0000033 (0930861011) 10/03/14 0406P6D0000202000 NEW ACCOUNT 1 Call 1-800-362-6033 to activate your Plum Card'' today /kiwr you riclivate your Plum Card, you can siartylacing your ongoing busincss-evcnses on your Card right Welcome to Plum Card Membership The Plum Card has two unique payment options each month. You can have both the 1.5% Early Pay Discount and up to 60 daystO pay without interest In the same billing cycle. So take advantage and pay your bill the way that works for your business. 15% Early Pay Discount' Get 815% discount on the portion of your balance that you pay within10 days of you, statement closing date as long as you pay at least your Minimum Payment Due Extra Days to Pay' You can take up to 60 days from your statement closing date to pay in full without interest. Pay your minimum balance by the Payment Due Date to take advantage. Save on business purchases with the OPEN Savings benefit' The OPEN Savings' benefit is a built-in feature of your Plum Card. from American Express OPEN. II automatically boosts your savings by givng you up to 310% discount credited to your statement when you use your Card for eligible purchases with OPEN Savings partners. Benefit limits. exclusions and other restrictions apply. Learn more and see a list of participating OPEN Savings partners at opensavings.com. AMERICAN EXPRESS BUSINESS Please be prepared to provide the Card Member's Social Security number and date of birth when you activate the Card. OPEN EFTA00292272 Terms and Conditions 1. Early Pay Discount Gel a 1.5% discount on the portion of your eligole purchase balance that you pay within 10 days of your statement closing dale as long as you pay at least your Min:num Payment Due The discount will appear as a credit on the following billing statement Eligible purchases are purchases for goods and services minus returns and other credits. Ekgible purchases do NOT include fees or interest charges, cash advances, purchases of travelers checks. purchases or reloading of prepaid cards, or purchases of other cash equivalents, Additional terms and restrictions apply, see open.com/pkirn for details. 2 Extra Days to Pay: If you pay at least 10% of the balance from new activity on your billing statement plus the entire amount of any previously deferred payment by the Payment Due Date on that statement. you may Defer Payment of the remander of that balance until the closing date of your next billing cycle with no interest. Complete terms and details at open com/plum 3 - OPEN Savings Benefit: The OPEN Savings benefit is built in to Business Cards from American Express OPEN and provides either up to a 10% discount or up to 4 additional Membership Rewards" points for each eligible dollar spent at OPEN Savings merchants To take advantage of this benefit. payment must be made with a Business Card tram American Express OPEN at the time of purchase. All Cards wider a particular Card Account (Including the Basic Card as wee as any Additional or Employee Cards) are combined for the purposes of calculating OPEN Savings benefits. All OPEN Savings benefits are credited to the Basic Card Member only. Please allow up to 12 weeks for your benefit to appear on your monthly statement If you' Card Account Is not eligible to receive Membership Rewards points or Is not enrolled in the Membership Rewards program, you wnl receive the OPEN Savings benefit as a discount that will be provided as a statement credit to that Card Account. if your Card Account Is enrolled in the Membership Rewards program you have the option of receiving your OPEN Savings benefit either as a discount or as additional Members* Rewards points. The relative value of the benefit options will differ depending on Issw you use your Membership Rewards points The redemption value of additional points that yeti receive under the Membership Rewards Points Benefit may bea than the dollar value of staiwnent credits that you receive under the Discount Benefit. You can changeyoix OPEN Savings benefit selection a maximum of ono) per calendar month Changes normally take effect within 72 hours from thejkne you submit a change toyour benefit selection. Purchases that we ekgible for the OPEN Savings benefit that are returned or credited from an OPEN Savings merchant will result in a reversal of your statement credit or removal of Membership Rewards points depending on your benefit election at the time of the return or credit. The benefit may not be available at an OPEN Savings partner locations. For a full list of Individual OPEN Savings merchants and benefit descriptions. please visit opensavings con The OPEN Savings benefit (including merchant participation and oilers) Is subject to change at any time without notice. Membership Rewards program terms and conditions apply. OPEN Savings offers may be subject to exclusions. benefit limits and other restrictions or limitations. For hill terms and conditions including specific paragraphs on the Benefit Selection and How Returns Work, go to opensavings.com 997701 EFTA00292273 THE PLUM CARD' from American Express OPEN • I I I r I aI Id 0629408604254045 IIIIIIIIIIIIIIIIIIIIII11111 VIII 0000045 0000045 (0930861045) 10/03/14 0406P6D0000202030 NEW ACCOUNT I Call 1-800-362-6033 to activate your Plum Card' today Alter you activate your Plum Card, you can state rlacinL your ongoing business expenses on your Cart] right away. Welcome to Plum Card Membership The Plum Card has two unique payment options each month. You can have both the 1 5% Early Pay Discount and up to 60 days to pay without interest in the same billing cycle So take advantage and pay your bill the way that works for your business 1.5% Early Pay Discount' Get a 1.5% discount on the portion of your balance that you pay within 10 days of your staternent closing date as long as you pay at east your Minimum Payment Due. Extra Days to Payl You can take up to 60 days from your statement closing date to pay in full without interest. Pay your minimum balance by Ire Payment Due Date to take advantage Save on business purchases with the OPEN Savitigs benefit 3 The OPEN Savings' benehl is a bullt•in feature of your Plum Card• from American Express OPEN. It automatically boosts your savings by giving you up to a 10% discount credited to your statement when you use your Card for eligible purchases with OPEN Savings partners. Benefit limits. exclusions and other restrictions apply learn more and see a h;i of participating OPEN Savings partners at opensavings corn. p- g V 1-”7--V --c•- ?' V Kigl AMERICAN EXPRESS BUSINESS Please be prepared to provide the Card Member's Social Security number and date of birth when you activate the Card. •1 OPEN EFTA00292274 Terms and Conditions 1 Early Pay Discount: Get a 1.5% discount on the portion of your eligible purchase balance that you pay within 10 days of your statement closing date as long as you pay at least your Minimum Payment Due The discount will appear as a credit on the following billing statement. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include lees or interest charges. cash advances. purchases of travelers checks. purchases or reloading of prepaid cards. or purchases of other cash equivalents. Additional terms and restrictions apply. see open.com/plurn for details. 2 • Extra Days to Pay: II you pay al least 10% of the balance from new activity on your billing statement plus the entire amount of any previously deferred payment by the Payment Due Date on that statement. you may Defer Payment of the remainder of that balance until the closing date of your next billing cycle with no Interest. Complete terms and details at open.com/pkrn. 3 OPEN Savingsfr Benefit The OPEN Savings benefit is built In to Business Cards from American Express OPEN and provides either up to a 10% discount or up to 4 additional Membership Rewards* points for each eligbie dollar spent at OPEN Savings merchants. To take advantage of this benefit. payment must be made with a Business Card from American Express OPEN at the time of purchase. All Cards under a particular Card Account (nc Wog the Basic Card as well as any Additionalor Employee Cards) are combined for the purposes of calculating OPEN Savings benefits Al OPEN Savings benefits are credited to the Basic Card Member only. Please allow up to 12 weeks for your benefit to appear on your monthly statement. If your Card Account is not eligible to receive Membership Rewards points or is not enrolled in the Membership Rewards program, you wie receive the OPEN Savings benefit as a discount that will be provided as a statement credit to that Card Account. If your Card Account is enrolled in the Membership Rewards program you have the option of receiving your OPEN Savings benefit either as a discount or as additional Membership Rewards points. The relative value of the benefit options will differ depending on how you use your Membership Rewards points. The redemption vLoopi additionalpoints that you receive under tho Membership Rewards Points Benefit may be less than the dogar value of statement credits that you receive under the Discount Benefit You can change your OPEN Savings benefit selection a maximum of once per calendar month. Changes normally Mks effect within 72 hours from the tune you submit a change to your benefit selection. Purchases that we eligible for the OPEN Savings benefit that are returned or credited from an OPEN Savings merchant will result in a reversal of your statement credit or removal of Membership Rewards points depending on your benefit election at the time of the return or credit. The benefit may not be available at all OPEN Savings partner locations For a lull list of Individual OPEN Savings merchants and benefit descriptions. please visit opensavings.com The OPEN Savings benefit (nc turfing merchant participation and offers) is subject to change at any time without notice. Membership Rewards program terms and conditions apply. OPEN Savings offers may be subject to exclusions, benefit limits and other restrictions or limitations. For full terms and conditions including specific paragraphs on the Benefit Selection and How Returns Work, go to opensavings.com. 997701 EFTA00292275