Future of Global Fintech Second Edition 2025

Images: Getty Images Disclaimer This document is published by the World Economic Forum as a contribution to a project, insight area or interaction. The findings, interpretations and conclusions expressed herein are a result of a collaborative process facilitated and endorsed by the World Economic Forum but whose results do not necessarily represent the views of the World Economic Forum, nor the entirety of its Members, Partners or other stakeholders. © 2025 World Economic Forum. All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, including photocopying and recording, or by any information storage and retrieval system.Contents Foreword 3 Executive summary 4 Introduction 5 1 Market performance 9 2 Growth enablers and inhibitors 13 3 Regulatory perceptions 22 4 Financial inclusion 29 5 AI adoption 36 6 Looking to the future 45 Conclusion 49 Contributors 50 Endnotes 55 The Future of Global Fintech: From Rapid Expansion to Sustainable Growth 2