Future Proofing the Longevity Economy 2025

Percentage of people using self-directed investments to generate retirement income FIGURE 4 What methods are you planning to use to turn your investments savings into usable income for retirement? Invest in dividend-paying stocks Work with a personal financial adviser to determine suitable amount to withdraw per year Withdraw a different amount each year based on market conditions and/or life expectancy Withdraw consistent percentage from total investment accounts each year Withdraw consistent amount each year Purchase an annuity Unsure/no approach yet in mind I did not (or do not expect to) have investment savings to manage at time of retirement Other39% 31% 26% 25% 23% 17% 14% 3% 1% NOTE: Investor respondents only. The 13 countries surveyed were: Australia, Brazil, China, France, Germany, India, Ireland, Japan, Singapore, South Africa, the UAE, the UK and the USA. SOURCE: World Economic Forum. (2024). Global Retail Investor Survey. https://wef.ch/investoroutlook25 Current workers may already be adapting by anticipating working in some capacity through their retirement years. The traditional idea that people undergo distinct phases of education, work and retirement is evolving. While accumulation and decumulation are traditionally seen as two separate phases, future individuals will likely see themselves in later life blending accumulation and decumulation, as they may choose to take on additional work or receive income from other sources in traditional retirement. Current workers are more likely to anticipate working in some capacity through their retirement years and relying largely on their personal retirement savings and investments.37 Future individuals will likely see themselves in later life blending accumulation and decumulation, as they may choose to take on additional work or receive income from other sources in traditional retirement. Future-Proofing the Longevity Economy: Innovations and Key Trends 1717