As people live longer and career paths become more dynamic, emerging innovations – including AI, digital platforms and automation – offer new tools to shape the future of the longevity economy. However, for these advances to be truly beneficial, they must be implemented with intentionality in order to minimize potential risks and remain human-centred. Enhancing financial security and accessibility The evolution of financial technology is transforming how individuals plan for and navigate longer lives. AI-driven financial tools personalize investment strategies, adjusting to fluctuations in income and economic conditions. Digital banking and blockchain-based financial products have the potential to enhance financial inclusion, particularly for gig and informal workers who often lack access to traditional pension systems. AI is also being incorporated into employer- sponsored benefits programmes to expand access to financial wellness solutions for employees at different life stages.42 As AI-driven tools become more influential, challenges regarding misinformation, bias in financial decision-making, and security risks require ongoing oversight.Precision care and preventive health solutions Healthcare technologies are shifting the focus from reactive treatment to proactive prevention. AI-powered diagnostics are improving the early detection of chronic diseases, enabling timely interventions.43 Smart home technologies and robotic carers are being explored as ways to support independent living. AI-powered health coaching is being integrated into digital health platforms to provide tailored recommendations for managing chronic conditions and improving daily well-being.44 As AI plays a greater role in healthcare decisions, concerns about data privacy and equitable access remain. Human oversight in AI-assisted diagnostics and treatment will be essential for maintaining trust and accuracy.FEATURE: Technology and AI in the longevity economy Future-Proofing the Longevity Economy: Innovations and Key Trends 2121

Future Proofing the Longevity Economy 2025