Request for comment: Innovative methods to detect illicit activity involving digital assets (GENIUS Act sec. 9) (90 FR 40148)
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40148 Federal Register / Vol. 90, No. 157 / Monday, August 18, 2025 / Notices
6. GRINEX (a.k.a. OBSHCHESTVO S Russia-Related Sanctions Regulations, Do not include any personally
OGRANICHENNOI OTVETSTVENN- 31 CFR 589.201; Organization identifiable information (such as name,
OSTYU GRINEKS), Moscow, Russia; Established Date 13 Dec 2024; address, or other contact information) or
Microdistrict Dzhal 29, Building 14/1, Organization Type: Non-specialized confidential business information that
Room 35, Leninsky District, Bishkek, wholesale trade; Digital Currency you do not want publicly disclosed. All
Kyrgyzstan; Secondary sanctions risk: Address—TRX TCFD8N3vM5b4Gr5f comments are public records; they are
Ukraine-/Russia-Related Sanctions 1kkajQsodRVNyyAq1d; Tax ID No. publicly displayed exactly as received,
Regulations, 31 CFR 589.201; 01312202410041 (Kyrgyzstan); and will not be deleted, modified, or
Organization Established Date 23 Dec Registration Number 311479 3301 OOO redacted. Comments may be submitted
2024; Organization Type: Financial and (Kyrgyzstan) [CYBER4] (Linked To: A7 anonymously.
Insurance Activities; Digital Currency LIMITED LIABILITY COMPANY). Follow the search instructions on
Address—TRX TEcuHDQthTmULe8 Designated pursuant to section https://www.regulations.gov to view
fFLUccBPpjfXaTmJuuD; alt. Digital 1(a)(iii)(C) of E.O. 13694, as further public comments.
Currency Address—TRX TL1k1U6 amended, for having materially assisted, FOR FURTHER INFORMATION CONTACT: Julie
SHohxBqb68kCodxHc9y2LXoDSep; alt. sponsored, or provided financial, Lascar, Director, Office of Strategic
Digital Currency Address—TRX TNZ material, or technological support for, or Policy, Terrorist Financing and
xGWCwvsHr6JxQxzoeDXV597Yf7 goods and services to or in support of, Financial Crimes,
Zb7nV; alt. Digital Currency Address— A7 LIMITED LIABILITY COMPANY, a [email protected].
TRX TC8axQvzJEVR3NKN6mZnJtGy person whose property and interests in SUPPLEMENTARY INFORMATION:
7537GEmh38; alt. Digital Currency property are blocked pursuant to E.O.
Address—TRX TAYhjpL8pPs8T84 I. Background
13694, as further amended.
FSM329nffQpc6jD8GBM; alt. Digital On July 18, 2025, President Trump
Currency Address—TRX TMuCgBej Bradley T. Smith, signed into law the GENIUS Act,1 which
D5RsNANZdjGtaM3YyKGNgDoy7N; alt. Director, Office of Foreign Assets Control. creates a comprehensive regulatory
Digital Currency Address—TRX [FR Doc. 2025–15668 Filed 8–15–25; 8:45 am] framework for payment stablecoin
TGckaiamj5NzaYx6Qp6Zu7kahu BILLING CODE 4810–AL–P issuers in the United States. The
HArzUo99; Tax ID No. 02312202410120 GENIUS Act prioritizes consumer
(Kyrgyzstan); Registration Number protection, strengthens the U.S. dollar’s
311748 3301 OOO (Kyrgyzstan) DEPARTMENT OF THE TREASURY reserve currency status, and bolsters
[CYBER4] (Linked To: GARANTEX U.S. national security. It creates strong
EUROPE OU). Request for Comment on Innovative reserve requirements, aligns state and
Designated pursuant to section Methods To Detect Illicit Activity federal stablecoin frameworks, and
1(a)(iii)(D) of E.O. 13694, as further Involving Digital Assets requires clear and conspicuous
amended, for being owned or controlled redemption procedures, among other
by, or having acted or purported to act AGENCY: Departmental Offices,
key provisions. It requires permitted
for or on behalf of, directly or indirectly, Department of the Treasury. payment stablecoin issuers to be treated
GARANTEX EUROPE OU, a person ACTION: Request for comment. as financial institutions for purposes of
whose property and interests in the Bank Secrecy Act, and as such, ‘‘be
property are blocked pursuant to E.O. SUMMARY: The U.S. Department of the subject to all federal laws applicable to
13694, as further amended. Treasury invites interested members of financial institutions located in the
7. INDEPENDENT DECENTRALIZED the public to provide input on the use United States relating to economic
FINANCE SMARTBANK AND of innovative or novel methods, sanctions, prevention of money
ECOSYSTEM (a.k.a. INDEFI techniques, or strategies to detect and laundering, customer identification, and
SMARTBANK), Russia; website mitigate illicit finance risks involving due diligence.’’ 2 The GENIUS Act also
indefibank.com; Secondary sanctions digital assets. This notice fulfills a directs the Secretary of the Treasury to
risk: Ukraine-/Russia-Related Sanctions requirement of the Guiding and seek public comment on innovative or
Regulations, 31 CFR 589.201; Establishing National Innovation for novel methods, techniques, or strategies
Organization Established Date 2020; U.S. Stablecoins Act (GENIUS Act) and that regulated financial institutions use,
Organization Type: Financial and supports the Administration’s policy of or have the potential to use, to detect
Insurance Activities [CYBER4] (Linked supporting the responsible growth and illicit activity involving digital assets.3
To: MENDELEEV, Sergey). use of digital assets, as outlined in the The digital asset industry plays a
Designated pursuant to section January 23, 2025, Executive Order crucial role in innovation and economic
1(a)(iii)(D) of E.O. 13694, as further 14178 on ‘‘Strengthening American development in the United States, and
amended, for being owned or controlled Leadership in Digital Financial in our Nation’s international leadership.
by, or having acted or purported to act Technology.’’ On January 23, 2025, President Trump
for or on behalf of, directly or indirectly, signed Executive Order 14178,
DATES: Comments must be received on
MENDELEEV, Sergey, a person whose ‘‘Strengthening American Leadership in
property and interests in property are or before October 17, 2025.
Digital Financial Technology,’’ which
blocked pursuant to E.O. 13694, as ADDRESSES: Please submit comments aims to support the responsible growth
further amended. electronically via the Federal and use of digital assets, blockchain
8. OLD VECTOR LLC (a.k.a. eRulemaking Portal: technology, and related technologies.4 It
khammond on DSK9W7S144PROD with NOTICES
OBSHCHESTVO S OGRANICHENNOI www.regulations.gov. Follow the
OTVETSTVENNOSTYU OLD VEKTOR), ‘‘Submit a comment’’ instructions. If 1 Guiding and Establishing National Innovation
172 Zh/M Archa Beshik, Ul. Kyzyl you are reading this document on for U.S. Stablecoins (GENIUS) Act, Publi Law 119–
Adyr, Leninsky District, Bishkek, federalregister.gov, you may use the 27, 139 Stat. 419 (2025).
2 GENIUS Act, section 4(a)(5) (Treatment Under
Kyrgyzstan; Digital Currency Address— green ‘‘SUBMIT A PUBLIC COMMENT’’ the Bank Secrecy Act and Sanctions Laws).
ETH 0x12de548F79 button beneath this notice’s title to 3 GENIUS Act, Public Law 119–27, 139 Stat. 419,
a50D2bd05481C8515C1eF5183666a9; submit a comment to the regulations.gov at Sec. 9(a).
Secondary sanctions risk: Ukraine-/ docket. 4 Exec. Order 14178, 90 FR 8647 (Jan. 31, 2025).
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Federal Register / Vol. 90, No. 157 / Monday, August 18, 2025 / Notices 40149
also established the President’s Working comment rulemaking based, in part, on increasing role in AML/CFT and
Group (Working Group) on Digital Asset the research results arising from sanctions compliance, offering
Markets to strengthen U.S. leadership in comments. innovative solutions to help financial
digital finance.5 The Working Group The GENIUS Act lists four specific institutions analyze significant amounts
was tasked to prepare a report for the technologies on which Treasury should of data and more effectively identify
President within 180 days with seek comment: application program illicit finance patterns, risks, trends, and
recommendations for regulatory and interfaces (APIs), artificial intelligence typologies.14
legislative proposals that advance (AI), digital identity verification, and Digital Identity Verification: Digital
policies identified in the order.6 The use of blockchain technology and identity verification (also known as
Working Group’s report, which was monitoring.9 Consistent with the identity proofing) is the process of
published on July 30, 2025, includes GENIUS Act, when conducting research establishing and verifying that a person
recommendations related to countering on these and other innovative or novel is who they claim to be in a digital
illicit finance and promoting a methods, techniques, or strategies, context.15 Treasury is aware of several
transparent and resilient digital asset Treasury will evaluate and consider: (a) efforts in the digital asset industry to
ecosystem.7 In addition to improvements in the ability of financial develop portable digital identity
recommendations to improve the U.S. institutions to detect illicit activity credentials designed to support various
anti-money laundering/countering the involving digital assets; (b) costs to elements of AML/CFT and sanctions
financing of terrorism (AML/CFT) and regulated financial institutions; (c) the compliance, maximize user privacy, and
sanctions frameworks, the report amount and sensitivity of information reduce compliance burden on financial
proposes that the U.S. government that is collected or reviewed; (d) privacy institutions.16 These tools can
evaluate and consider issuing guidance risk associated with the information that incorporate different pieces of
on the use of digital identity verification is collected or reviewed; (e) operational information, such as government-issued
by financial institutions and increase challenges and efficiency identity documents or biometrics, and
public-private cooperation and considerations; (f) cybersecurity risks; can vary by operational models,
information sharing, including through (g) and effectiveness of the methods, governance, and convenience. Digital
FinCEN’s 314(a) and 314(b) programs. techniques, or strategies at mitigating identity verification tools can also
illicit finance.10 potentially be used by regulated digital
II. Request for Comment Overview Application Program Interfaces: APIs asset intermediaries to support
The GENIUS Act directs the Secretary are a system access point or library onboarding or by decentralized finance
of the Treasury to seek public comment function that allow different software (DeFi) services’ smart contracts to
to identify innovative or novel methods, applications to communicate and automatically check for a credential
techniques, or strategies that regulated interact with each other, including before executing a user’s transaction.
financial institutions use, or have the internal and external applications.11
Blockchain Technology and
potential to use, to detect illicit activity, This can include various applications
Monitoring: Many digital assets operate
such as money laundering, involving used by a financial institution for AML/
on public blockchains, enabling any
digital assets.8 Consistent with the CFT and sanctions compliance. APIs
person with access to the internet to
GENIUS Act, following receipt of public can be used to share data automatically
view the pseudonymous transaction on
comments, the Department of the and facilitate access to transaction
the blockchain’s public ledger.17
Treasury (Treasury) will conduct information. Once deployed, they can
Blockchain monitoring refers to the
research on the methods, techniques, or also be used to help enforce strict access
process of observing, tracking, and
strategies identified in comments; controls, monitor transactions and
analyzing public blockchain data. The
submit a report that, inter alia, activities, and bolster security and
U.S. government, like many financial
summarizes the research and provides integrity of financial institutions
institutions offering services in digital
to the chairs and ranking members of providing digital asset services.
Artificial Intelligence: As used in this assets, leverages public blockchain data
the Committee on Banking, Housing,
notice, the term AI means a ‘‘machine- and blockchain analytics to trace and
and Urban Affairs of the Senate and the
based system that can, for a given set of attribute illicit activity in digital assets.
Committee on Financial Services of the
human-defined objectives, make Financial institutions can also use this
House of Representatives legislative and
predictions, recommendations or data to evaluate high-risk counterparties
regulatory proposals to allow financial
decisions influencing real or virtual and activities, analyze transactions
institutions to develop and implement
environments.’’ 12 The Trump across multiple blockchains, trace or
novel methods, techniques, or strategies;
monitor transaction activities, and
and issue guidance or notice and Administration is prioritizing AI as a
identify patterns that indicate potential
cornerstone of innovation, as outlined
illicit transactions.
5 Id. at 8648. in the July 23, 2025, ‘‘Winning the Race:
6 Id.
America’s AI Action Plan.’’ 13 At
7 White House, Strengthening American 14 For Treasury observations on use of AI, see
financial institutions, AI is playing an Treasury, 2024 National Strategy for Combatting
Leadership in Digital Financial Technology (July
2025), https://www.whitehouse.gov/wp-content/ Terrorist Financing and Other Illicit Financing (May
9 GENIUS Act, section 9(a) (Anti-Money
uploads/2025/07/Digital-Assets-Report- 2024), https://home.treasury.gov/system/files/136/
EO14178.pdf. Laundering Innovation). 2024-Illicit-Finance-Strategy.pdf, pp. 36–37, 89.
10 GENIUS Act, section 9(b). 15 See generally NIST, Digital Identity Guidelines
8 The GENIUS Act defines the term ‘‘digital asset’’
11 See generally National Institute of Standards (June 2017), https://nvlpubs.nist.gov/nistpubs/
to mean ‘‘any digital representation of value that is
and Technology (NIST), Securing Web Transactions SpecialPublications/NIST.SP.800-63-3.pdf, p. 2.
khammond on DSK9W7S144PROD with NOTICES
recorded on a cryptographically secured distributed
ledger.’’ GENIUS Act, section 2(6) (Definitions). The TLS Server Certificate Management (June 2020), 16 See generally White House, Strengthening
GENIUS Act states that the term ‘‘distributed https://nvlpubs.nist.gov/nistpubs/Special American Leadership in Digital Financial
ledger’’ means ‘‘technology in which data is shared Publications/NIST.SP.1800-16.pdf, p. 54. Technology (July 2025), https://
12 Exec. Order 14179, 90 FR 8741 (Jan. 31, 2025); www.whitehouse.gov/wp-content/uploads/2025/07/
across a network that creates a public digital ledger
of verified transactions or information among 15 U.S.C. 9401(3). Digital-Assets-Report-EO14178.pdf, pp. 111–113.
network participants and cryptography is used to 13 White House, Winning the Race: America’s AI 17 See generally Treasury, Illicit Finance Risk
link the data to maintain the integrity of the public Action Plan (July 2025), https:// Assessment of Decentralized Finance (Apr. 2023),
ledger and execute other functions.’’ GENIUS Act, www.whitehouse.gov/wp-content/uploads/2025/07/ https://home.treasury.gov/system/files/136/DeFi-
section 2(8). Americas-AI-Action-Plan.pdf. Risk-Full-Review.pdf, p. 32.
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40150 Federal Register / Vol. 90, No. 157 / Monday, August 18, 2025 / Notices
Innovative tools are critical to institutions; (c) the amount and (e) Treasury will evaluate APIs and
advancing AML/CFT and sanctions sensitivity of information that is consider their impact based on the
compliance. Financial institutions can collected or reviewed; (d) privacy risks research factors identified in the
leverage these tools to protect the digital associated with the information that is GENIUS Act.19 Provide any information
asset ecosystem from misuse by illicit collected or reviewed; (e) operational pertinent to those factors.
actors like drug traffickers, fraudsters, challenges and efficiency 3. What innovative or novel methods,
ransomware attackers, terrorist considerations; (f) cybersecurity risks; techniques, or strategies related to AI
financiers, Iranian regime-linked and (g) effectiveness of the methods, are financial institutions using to detect
sanctions evaders, and Democratic techniques, or strategies in mitigating illicit activity and mitigate illicit finance
People’s Republic of Korea (DPRK) illicit finance. risks involving digital assets? What are
cybercriminals. Treasury has been a When responding to one or more of the risks, benefits, challenges, and
leader in promoting innovation in this the questions below, please note in your potential safeguards related to AI?
area over the past decade, including by response the number(s) of the questions Please describe the use of AI to conduct
championing the use of regulatory to which you are responding. When analysis of transactional data, including
technology (RegTech) solutions to appropriate, your comment should transactions that occur on blockchains,
streamline compliance processes, include discussion of regulatory or and to identify complex illicit financial
soliciting feedback from industry on statutory changes that may be necessary networks, as well as key lessons learned
novel tools, and providing guidance and to effectively leverage the discussed from use of AI in this context.
resources on new technologies.18 methods, techniques, strategies, or tools. (a) What factors do financial
Treasury is conscious, however, that In all cases, to the extent possible, institutions consider when deciding
innovative tools may present new please cite any public data related to or whether to employ AI for AML/CFT and
resource burdens for financial that support your responses. If data are sanctions compliance purposes? For
institutions upon introduction due to available, but non-public, describe such financial institutions that use or plan to
costs to acquire and integrate new tools data to the extent possible. use AI for these purposes, what specific
and to building necessary expertise. 1. In your experience, what illicit compliance functions does/will AI
Financial institutions may also face finance risks and vulnerabilities pose
support? For financial institutions that
difficulties using these tools effectively, the greatest risk in the digital asset
decided not to use AI, please provide
especially at early stages of use, due to ecosystem? What key trends in illicit
additional details on the rationale for
their novel nature. As such, it will be finance risks have financial institutions
that decision.
critical for financial institutions to observed in the digital asset ecosystem?
2. What innovative or novel methods, (b) How are financial institutions
evaluate these tools and implement using AI tools in AML/CFT and
techniques, or strategies related to APIs
them as part of a comprehensive AML/ sanctions compliance efforts in relation
are financial institutions using to detect
CFT and sanctions compliance program. to other tools (e.g., in testing phase
illicit activity and mitigate illicit finance
IV. Request for Comments risks involving digital assets? What are while using existing tools, to augment
the risks, benefits, challenges, and existing tools, or to replace existing
Treasury welcomes input on any tools)? Please explain and, if possible,
matter that commenters believe is potential safeguards related to APIs?
(a) What factors do financial compare the effectiveness of AI tools
relevant to Treasury’s efforts to identify with other previous or existing tools
institutions consider when deciding
and evaluate innovative or novel used for similar purposes.
whether to employ APIs for AML/CFT
methods, techniques, or strategies that (c) Are there regulatory, legislative,
and sanctions compliance purposes? For
regulated financial institutions use to supervisory, or operational obstacles to
financial institutions that use or plan to
detect and mitigate illicit finance risks using AI to detect illicit finance and
use APIs for these purposes, what
involving digital assets. For each mitigate risks involving digital assets?
specific compliance functions do/will
method, technique, or strategy Please provide any recommendations
APIs support? For financial institutions
discussed in your comment, Treasury related to identified obstacles.
that decided not to use APIs, please
welcomes input on the following (d) What steps, if any, should the U.S.
provide additional details on the
research factors that will be used to government take to further facilitate
rationale for that decision.
evaluate the methods, techniques, effective, risk-based adoption of AI for
(b) How are financial institutions
strategies, or tools: (a) improvements in detecting illicit finance involving digital
using API tools in AML/CFT and
ability of financial institutions to detect assets?
sanctions compliance efforts in relation
illicit activity involving digital assets; (e) Treasury will evaluate AI and
to other tools (e.g., in testing phase
(b) costs to regulated financial consider its impact based on the
while using existing tools, to augment
18 See e.g., Treasury, 2024 National Strategy for
existing tools, or to replace existing research factors identified in the
Combatting Terrorist Financing and Other Illicit tools)? Please explain and, if possible, GENIUS Act.20 Provide any information
Financing (May 2024), https://home.treasury.gov/ compare the effectiveness of API tools pertinent to those factors.
system/files/136/2024-Illicit-Finance-Strategy.pdf; with other existing or previous tools 4. What innovative or novel methods,
Treasury, Ensuring Responsible Development of techniques, or strategies related to
Digital Assets; Request for Comment, 87 FR 57556
used for similar purposes.
(Sept. 20, 2022), https://www.federalregister.gov/ (c) Are there regulatory, legislative, digital identity verification are financial
documents/2022/09/20/2022-20279/ensuring- supervisory, or operational obstacles to institutions using to detect illicit
responsible-development-of-digital-assets-request- using APIs to detect illicit finance and activity and mitigate illicit finance risks
khammond on DSK9W7S144PROD with NOTICES
for-comment; FinCEN, FIN–2019–G001, mitigate risks involving digital assets? involving digital assets? What are the
Application of FinCEN’s Regulations to Certain
Business Models Involving Convertible Virtual Please provide any recommendations risks, benefits, challenges, and potential
Currencies (May 9, 2019), p. 19, https:// related to identified obstacles. safeguards related to digital identity
www.fincen.gov/sites/default/files/2019-05/ (d) What steps, if any, should the U.S. verification? Please describe the
FinCEN%20Guidance%20CVC%20 government take to further facilitate portable digital identity credentialing
FINAL%20508.pdf; OFAC, Sanctions Compliance
Guidance for the Virtual Currency Industry (Oct. 15,
effective, risk-based adoption of APIs for
2021), https://ofac.treasury.gov/media/913571/ detecting illicit finance involving digital 19 GENIUS Act, section 9(b)(2).
download?inline. assets? 20 GENIUS Act, section 9(b)(2).
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Federal Register / Vol. 90, No. 157 / Monday, August 18, 2025 / Notices 40151
tools in use and how such tools are CFT and sanctions compliance technologies for these purposes, what
being used. purposes? For financial institutions that specific compliance functions does it/
(a) What factors do financial use or plan to use blockchain will it support? For financial
institutions consider when deciding technology and monitoring for these institutions that decided not to use
whether to employ digital identity purposes, what specific compliance other innovative technologies for these
verification for AML/CFT and sanctions functions does it/will it support? For purposes, please provide additional
compliance purposes? For financial financial institutions that decided not to details on the rationale for that decision.
institutions that use or plan to use use blockchain technology and (b) How are financial institutions
digital identity verification for these monitoring, please provide additional using other innovative technologies in
purposes, what specific compliance details on the rationale for that decision. AML/CFT and sanctions compliance
functions does it/will it support? For (b) How are financial institutions efforts in relation to other tools (e.g., in
financial institutions that decided not to using blockchain technology and testing phase while using existing tools,
use digital identity verification, please monitoring tools in AML/CFT and to augment existing tools, or to replace
provide additional details on the sanctions compliance efforts in relation existing tools)? Please explain and, if
rationale for that decision. to other tools (e.g., in testing phase possible, compare the effectiveness of
(b) How are financial institutions while using existing tools, to augment other innovative technologies with other
using digital identity verification tools existing tools, or to replace existing existing or previous tools used for
in AML/CFT and sanctions compliance tools)? Please explain and, if possible, similar purposes.
efforts in relation to other tools (e.g., in compare the effectiveness of blockchain (c) Are there regulatory, legislative,
testing phase while using existing tools, technology and monitoring tools with supervisory, or operational obstacles to
to augment existing tools, or to replace other existing or previous tools used for using other innovative technologies to
existing tools)? Please explain and, if similar purposes. detect illicit finance and mitigate risks
possible, compare the effectiveness of (c) Are there regulatory, legislative, involving digital assets? Please provide
digital identity tools with other existing supervisory, or operational obstacles to any recommendations related to
or previous tools used for similar using blockchain technology and identified obstacles.
purposes. monitoring to detect illicit finance and
(d) What steps, if any, should the U.S.
(c) Are there regulatory, legislative, mitigate risks involving digital assets?
government take to further facilitate
supervisory, or operational obstacles to Please provide any recommendations
effective, risk-based adoption of other
using digital identity verification to related to identified obstacles.
innovative technologies for detecting
detect illicit finance and mitigate risks (d) What steps, if any, should the U.S.
illicit finance involving digital assets?
involving digital assets? Please provide government take to further facilitate
any recommendations related to effective, risk-based adoption of (e) Treasury will evaluate other
identified obstacles. blockchain technology and monitoring innovative technologies and consider
(d) What steps, if any, should the U.S. for detecting illicit finance involving their impact based on the research
government take to further facilitate digital assets? factors identified in the GENIUS Act.24
effective, risk-based adoption of digital (e) Treasury will evaluate blockchain Provide any information pertinent to
identity verification for detecting illicit technology and monitoring and consider those factors.
finance involving digital assets? their impact based on the research Rachel Miller,
(e) Treasury will evaluate digital factors identified in the GENIUS Act.22 Executive Secretary.
identity verification and consider its Provide any information pertinent to [FR Doc. 2025–15697 Filed 8–15–25; 8:45 am]
impact based on the research factors those factors.
BILLING CODE 4810–AK–P
identified in the GENIUS Act.21 Provide 6. What innovative or novel methods,
any information pertinent to those techniques, or strategies related to any
factors. other innovative technologies such as DEPARTMENT OF THE TREASURY
5. What innovative or novel methods, cryptographic protocols and other
techniques, or strategies related to privacy-enhancing tools, cloud-based United States Mint
blockchain technology and monitoring solutions, on-chain compliance tools,
are financial institutions using to detect oracles,23 or new verification tools for Citizens Coinage Advisory Committee
illicit activity and mitigate illicit finance smart contracts are financial institutions Public Meeting on September 16, 2025
risks involving digital assets? What are using to detect illicit activity and
the risks, benefits, challenges, and mitigate illicit finance risks involving ACTION: Notice of meeting.
potential safeguards related to digital assets? What are the risks,
blockchain technology and monitoring? benefits, challenges, and potential Pursuant to United States Code, Title
Please describe how financial safeguards related to these other 31, section 5135(b)(8)(C), the United
institutions are integrating information innovative technologies? States Mint announces the Citizens
from blockchain analytics with off-chain (a) What factors do financial Coinage Advisory Committee (CCAC)
data and mention any key challenges institutions consider when deciding public meeting scheduled for September
associated with using blockchain whether to employ other innovative 16, 2025.
analytics (e.g., obfuscation tools and technologies for AML/CFT and Date: September 16, 2025.
methods that can complicate tracing and sanctions compliance purposes? For Time: 12:00 p.m. (Noon)–4:00 p.m.
assessing confidence in attribution or financial institutions that decided to use (Eastern Time).
khammond on DSK9W7S144PROD with NOTICES
complexities inherent in cluster or plan to use other innovative Location: Remote via
analysis). Videoconference.
(a) What factors do financial 22 GENIUS Act, section 9(b)(2). Subject: Review and discussion of the
institutions consider when deciding 23 Oracles connect external data sources to candidate designs for the Forgotten
whether to employ blockchain blockchain networks. For further information, see Heroes of the Holocaust Congressional
White House, Strengthening American Leadership Gold Medal; and review and discussion
technology and monitoring for AML/ in Digital Financial Technology (July 2025), https://
www.whitehouse.gov/wp-content/uploads/2025/07/
21 GENIUS Act, section 9(b)(2). Digital-Assets-Report-EO14178.pdf, p. 12. 24 GENIUS Act, section 9(b)(2).
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