Southwest-border MSB Geographic Targeting Order, $1,000–$10,000 cash (91 FR 56776)
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Research, not advice. Part of the Bitcoin research archive (October 2026). Claims labelled unverified, contested or fringe are reported, not endorsed; statuses of bills and rules are as of the date checked. Government, court and patent records are public domain; the research notes are CC BY 4.0.
56776 Federal Register / Vol. 91, No. 171 / Friday, September 4, 2026 / Rules and Regulations
CFR 71.1 on an annual basis. This The Amendment Businesses under the Geographic
document amends the current version of In consideration of the foregoing, the Targeting Order published by FinCEN
that order, FAA Order JO 7400.11K, Federal Aviation Administration on March 10, 2026 (91 FR 11456), is
dated August 4, 2025, and effective amends 14 CFR part 71 as follows: October 3, 2026.
September 15, 2025. These amendments FOR FURTHER INFORMATION CONTACT:
will be published in the next update to PART 71—DESIGNATION OF CLASS A, FinCEN’s Regulatory Support Section by
FAA Order JO 7400.11. FAA Order JO B, C, D, AND E AIRSPACE AREAS; AIR submitting an inquiry at
7400.11K, which lists Class A, B, C, D, TRAFFIC SERVICE ROUTES; AND www.fincen.gov/contact.
and E airspace areas, air traffic service REPORTING POINTS SUPPLEMENTARY INFORMATION:
routes, and reporting points, is publicly
available as listed in the ADDRESSES ■ 1. The authority citation for 14 CFR I. Background
section of this document. Part 71 continues to read as follows:
If the Secretary of the Treasury
The Rule Authority: 49 U.S.C. 106(f), 106(g), 40103, (Secretary) finds, upon his own
40113, 40120; E.O. 10854, 24 FR 9565, 3 CFR, initiative or at the request of an
This action amends 14 CFR part 71 by 1959–1963 Comp., p. 389.
appropriate Federal or State law
removing the Class E airspace extending § 71.1 [Amended] enforcement official, that reasonable
upward from 700 ft. above the surface grounds exist for concluding that
at Mason County Airport, Point ■ 2. The incorporation by reference in
additional recordkeeping and reporting
Pleasant, West Virginia due to the 14 CFR 71.1 of FAA Order JO 7400.11K,
requirements are necessary to carry out
cancellation of the instrument Airspace Designations and Reporting
the purposes of the Bank Secrecy Act
procedures and the airspace no longer Points, dated August 4, 2025, and
(BSA) 1 or to prevent evasions thereof,
being required. effective September 15, 2025, is
the Secretary may issue a Geographic
amended as follows:
Regulatory Notices and Analyses Targeting Order (GTO) requiring any
Paragraph 6005 Class E Airspace Areas domestic financial institution or group
The FAA has determined that this Extending Upward From 700 Feet or More of domestic financial institutions, or any
regulation only involves an established Above the Surface of the Earth. domestic nonfinancial trade or business
body of technical regulations for which * * * * * or group of domestic nonfinancial trades
frequent and routine amendments are or businesses, in a geographic area to
AEA WV E5 Point Pleasant, WV [Remove]
necessary to keep them operationally obtain such information as the Secretary
current. It, therefore: (1) is not a * * * * *
may describe in such GTO concerning
‘‘significant regulatory action’’ under Issued in Fort Worth, Texas, on September any transaction in which such financial
Executive Order 12866; (2) is not a 2, 2026. institution or nonfinancial trade or
‘‘significant rule’’ under DOT Order Courtney E. Johns, business is involved in for the payment,
2100.6B, ‘‘Policies and Procedures for Acting Manager, Operations Support Group, receipt, or transfer of funds (as the
Rulemakings’’ (March 10, 2025); and (3) ATO Central Service Center. Secretary may describe in such GTO),
is expected to result in, at most, de [FR Doc. 2026–18126 Filed 9–3–26; 8:45 am] and concerning any other person
minimis costs from compliance with BILLING CODE 4910–13–P participating in such transaction.2 For
applicable operating requirements or any such transaction, the Secretary may
minor flight rerouting for operators require the financial institution or
choosing to navigate around the DEPARTMENT OF THE TREASURY nonfinancial trade or business to
controlled airspace. Since these maintain a record and/or file a report in
amendments are routine and the Financial Crimes Enforcement Network the manner and to the extent specified.3
expected impact to operators is de The maximum effective period for a
minimis, the FAA certifies that this rule, 31 CFR Part 1010 GTO is 180 days unless renewed.4 The
when promulgated, does not have a authority of the Secretary to issue a GTO
significant economic impact on a Geographic Targeting Order Imposing has been delegated to the Director of
substantial number of small entities Recordkeeping and Reporting FinCEN (Director).5
under the criteria of the Regulatory Requirements on Certain Money The Director finds that reasonable
Flexibility Act. Services Businesses Along the grounds exist for concluding that the
Southwest Border additional recordkeeping and reporting
Environmental Review
AGENCY: Financial Crimes Enforcement requirements set forth in the GTO
The FAA has determined that this Network (FinCEN), Treasury. contained in this document (the
action qualifies for categorical exclusion ACTION: Order. ‘‘Order’’) are necessary to carry out the
under the National Environmental purposes of the BSA or to prevent
Policy Act in accordance with FAA SUMMARY: FinCEN is issuing this evasions thereof. This action is being
Order 1050.1G, ‘‘FAA National Geographic Targeting Order, requiring taken in furtherance of Treasury’s efforts
Environmental Policy Act Implementing certain money services businesses along
Procedures,’’ Paragraph B–2.5(a). This the southwest border of the United 1 The Bank Secrecy Act, as amended, is codified
airspace action is not expected to cause States to report and retain records of at 12 U.S.C. 1829b, 1951–1960 and 31 U.S.C. 5311–
5314, 5316–5336 and includes other authorities
any potentially significant transactions in currency of $1,000 or reflected in notes thereto. Regulations
environmental impacts, and no more, but not more than $10,000, and to implementing the BSA appear at 31 CFR chapter X.
extraordinary circumstances exist that verify the identity of persons presenting The Secretary of the Treasury’s authority to
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warrant preparation of an such transactions. administer the BSA has been delegated to the
Director of FinCEN. See Treasury Order 180–01
environmental assessment. DATES: (Jan. 14, 2020).
Lists of Subjects in 14 CFR 71 Effective date: This action is effective 2 31 U.S.C. 5326(a); see also 31 CFR 1010.370.
September 3, 2026. 3 31 U.S.C. 5326(a).
Airspace, Incorporation by reference, Compliance date: The compliance 4 31 U.S.C. 5326(d).
Navigation (air). date for persons that were not Covered 5 Treasury Order 180–01 (Jan. 14, 2020).
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Federal Register / Vol. 91, No. 171 / Friday, September 4, 2026 / Rules and Regulations 56777
to combat illicit finance by drug cartels 79953, 79954, 79941, 79942, 79946, chapter X of subtitle B of title 31 of the
and other illicit actors along the 79955, 79945, 79950, 79952, 79948, Code of Federal Regulations.
southwest border of United States. The 79949, 79944, 79997, 79998, 88513,
B. Reports Required To Be Filed by the
Order does not alter any existing BSA 88565, 88590, 88587, 79961, 79976,
Covered Business
obligation of a Covered Business (as 79978, 88588, 88540, 88554, 88575,
defined in the Order), except as 88562, 88515, 88563, 88512, 88561, 5. Except as otherwise set forth in this
otherwise noted in the Order itself. 88569, 88511, 88567, 88514, 88526, Order, if the Covered Business is
Thus, for example, a Covered Business 88570, 88572, 88579, 88533, 88577, involved in a Covered Transaction, then
must continue to file Currency 88530, 88578, 88525, 88574, 88520, the Covered Business shall report the
Transaction Reports (CTRs) for 88523, 88580, 88571, 88517, 88519, Covered Transaction to FinCEN on a
transactions in currency above $10,000 88566, 88573, 88583, 88584, 88585, Currency Transaction Report within 30
and Suspicious Activity Reports (SARs) 88586, 88524, 88550, 88595, 88518, days following the day on which the
where appropriate and in accordance 88568, 88521, 88528, 88529, 88510, Covered Transaction occurred. In the
with the BSA and applicable 88589, 88527, 88560, 88545, 88536, case of the U.S. Postal Service, the
regulations. Although the dollar 88558, 88559, 88544, 88576, 88531, obligation contained in the preceding
thresholds for filing SARs in the SAR 88532, 88553, 88547, 88555, 88557, sentence shall not apply to payments or
regulation applicable to Covered 88542, 88549, 88548, 88541, 88546, transfers made solely in connection
Businesses remains the same (as low as 88539, 88543, 88556, 88534, 88538, with the purchase of postage or
$2,000),6 FinCEN encourages the 88535, 88581, 88582, and 79910 philatelic products.
voluntary filing of SARs where associated with El Paso County, Texas; Note: When submitting the report, the
appropriate to report transactions iii. 78542, 78577, 78572, 78504, Covered Business may receive a warning that
conducted to evade the $1,000 reporting 78574, 78501, 78541, 78537, 78573, the transaction is below $10,000. The
threshold imposed by the Order. 78589, 78596, 78539, 78599, 78516, Covered Business shall ignore the warning
78570, 78503, 78576, 78557, 78538, and continue with the submission.
II. Geographic Targeting Order 78543, 78595, 78560, 78562, 78579, 6. Each report filed pursuant to this
A. Businesses and Transactions Covered 78558, 78549, 78563, 78565, 78540, Order must be: (a) completed in
by This Order 78505, and 78502 associated with accordance with the terms of this Order
Hidalgo County, Texas; and the Currency Transaction Report
1. For purposes of this Order, the term iv. 78852, 78877, 78860, and 78853 instructions (when those terms and
‘‘Covered Business’’ means a money associated with Maverick County, those instructions conflict, the terms of
services business, as defined in 31 CFR Texas; and this Order prevail); and (b) e-filed
1010.100(ff), located in the Covered v. 78046, 78045, 78041, 78043, 78040, though the BSA E-Filing System.8
Geographic Area, except, for the period 78344, 78044, 78369, 78371, and 78042 7. Before concluding a Covered
during which an applicable injunction associated with Webb County, Texas; 7 Transaction, the Covered Business must
remains in force, any money services b. The following zip codes in New comply with the identification
business to which the government is Mexico: requirements set forth at 31 CFR
enjoined by court order from applying i. 87121, 87158, 87192, 87153, 87191, 1010.312, including the requirement
the Geographic Targeting Order 87181, 87131, 87190, 87176, 87154, that the specific identifying information
published by FinCEN on March 14, 87194, 87197, 87125, 87198, 87196, (e.g., the account number of the credit
2025 (90 FR 12106). 87103, 87119, 87115, 87185, 87199, card, the driver’s license number) used
2. For purposes of this Order, a 87184, 87195, 87193, 87101, 87107, in verifying the identity of the customer
‘‘Covered Transaction’’ means each 87114, 87120, 87111, 87105, 87112, shall be recorded on the Currency
deposit, withdrawal, exchange of 87123, 87110, 87109, 87108, 87187, Transaction Report, and the mere
currency or other payment or transfer, 87102, 87122, 87113, 87104, 87116, notation of ‘‘known customer’’ or ‘‘bank
by, through, or to the Covered Business 87151, 87106, 87008, 87022, 87117, signature card on file’’ on the report is
which involves a transaction in 87047, and 87059 associated with prohibited. For purposes of this
currency, of $1,000 or more, but not Bernalillo County, New Mexico; requirement, the Covered Business need
more than $10,000. ii. 88021, 88024, 88027, 88081, 88032, not identify employees of armored car
3. For purposes of this Order, a 88033, 87936, 87937, 88044, 88003, services.
‘‘Covered Geographic Area’’ means: 88004, 88001, 88006, 88013, 88007, 8. The Covered Business is not
a. The following zip codes in Texas: 88005, 88011, 88012, 88046, 88047, required to file a report otherwise
i. 78521, 78520, 78526, 78550, 78586, 88048, 88052, 88054, 87940, 87941, required under this Order on a Covered
78552, 78566, 78559, 78578, 78593, 88058, 88008, 88063, 88072, and 88002 Transaction between the Covered
78583, 78575, 78597, 78592, 78535, associated with Dona Ana County, New Business and a commercial bank.
78567, 78522, 78523, 78553, 78551, and Mexico; and 9. Part IV of the Currency Transaction
78568 associated with Cameron County, iii. 87410, 87412, 87413, 87401, Report shall contain the following
Texas; 87402, 87499, 87415, 87416, 87417, information in Field 45:
ii. 79936, 79938, 79928, 79912, 79924, 87418, 87037, 87419, 87455, 87461, ‘‘MSB0926GTO’’.
79907, 79927, 79925, 79915, 79904, 87364, 87420, and 87421 associated
79932, 79934, 79930, 79905, 79902, with San Juan County, New Mexico C. Order Period
79935, 79903, 79849, 79835, 79911, 4. All terms used but not otherwise The terms of this Order are effective
79901, 79836, 79821, 79922, 79906, defined herein shall have the same beginning September 3, 2026, and
79838, 79908, 79916, 79853, 79918, meaning set forth in part 1010 of
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79920, 79923, 79931, 79913, 79914, 8 To electronically file a Currency Transaction
79929, 79917, 79996, 79937, 79926, 7 As of this date, the government is enjoined from Report, a Covered Business will need a BSA E-
79995, 79968, 79940, 79980, 79999, applying the Geographic Targeting Order of March Filing User account. To create a BSA E-Filing User
14, 2025, to certain MSBs in Texas. Thus, until the account, please visit https://
79958, 79960, 79951, 79947, 79943, relevant injunctions are lifted, those MSBs are bsaefiling.fincen.treas.gov/Enroll_Now.html. For
exempt from the definition of Covered Businesses more information on E-Filing, please visit https://
6 31 CFR 1022.320. for purposes of the requirements of this Order. bsaefiling.fincen.treas.gov/AboutBsa.html.
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56778 Federal Register / Vol. 91, No. 171 / Friday, September 4, 2026 / Rules and Regulations
ending on March 1, 2027. The approved by the Office of Management OMB Office of Management and Budget
compliance date for persons that were and Budget (OMB) and assigned OMB NPRM Notice of Proposed Rulemaking
not Covered Businesses under the control number 1506–0056. An agency § Section
Geographic Targeting Order published may not conduct or sponsor, and a U.S.C. United States Code
GA Georgia
by FinCEN on March 10, 2026 (91 FR person is not required to respond to, a
11456) is October 3, 2026. collection of information unless it II. Background Information and
displays a valid OMB control number. Regulatory History
D. Retention of Records
K. Questions The Coast Guard is issuing this final
The Covered Business must: (a) retain
All questions about the Order should rule under the authority in (5 U.S.C.
all reports filed to comply with this
be directed to FinCEN at https:// 553(b)(B). This provision authorizes an
Order and any other records relating to
www.fincen.gov/contact. agency to issue a rule without prior
compliance with this Order for a period
notice and opportunity to comment
of five years from the last day that this (Authority: 31 U.S.C. 5326) when the agency for good cause finds
Order is effective (including any
Dated: September 2, 2026. that those procedures are
renewals of this Order); (b) store all
Jimmy L. Kirby, ‘‘impracticable, unnecessary, or contrary
such records in a manner accessible
Deputy Director, Financial Crimes to the public interest.’’ Under 5 U.S.C.
within a reasonable period of time; and
Enforcement Network. 553(b), the Coast Guard finds that good
(c) make such records available to
[FR Doc. 2026–18194 Filed 9–3–26; 8:45 am] cause exists for not publishing a notice
FinCEN, or any other appropriate law
of proposed rulemaking (NPRM) with
enforcement or regulatory agency, upon BILLING CODE 4810–02–P
respect to this rule because CSX
request, in accordance with applicable
Transportation railroad bridge, that once
law.
DEPARTMENT OF HOMELAND required draw operations in 33 CFR
E. No Effect on Other Provision of the 117.371(b), was converted to a fixed
SECURITY
BSA or Its Implementing Regulations bridge in August 2026. Therefore, the
Nothing in this Order otherwise Coast Guard regulation is no longer applicable and
modifies or affects any provision of the shall be removed from publication. It is
BSA or the regulations implementing 33 CFR Part 117 unnecessary to publish an NPRM
the BSA to the extent not expressly because this regulatory action is
[Docket No. USCG–2026–1095] inconsequential to the industry and
stated herein.
RIN 1625–AA09 does not have any impact on the public.
F. Confidentiality Under 5 U.S.C. 553(d)(3), the Coast
This Order is being publicly issued, Drawbridge Operation Regulation; Guard finds that good cause exists for
and its terms are not confidential. Savannah River, Clyo, GA making this rule effective in less than 30
days after publication in the Federal
G. Compliance AGENCY: Coast Guard, DHS.
Register. The bridge has been converted
ACTION: Final rule.
The Covered Business must supervise, to a fixed bridge, and this rule merely
and is responsible for, compliance by SUMMARY: The Coast Guard is removing requires an administrative change to the
each of its officers, directors, employees, the existing drawbridge operation Federal Register, in order to remove a
and agents with the terms of this Order. regulation for the CSX Transportation regulatory requirement that is no longer
The Covered Business must transmit railroad bridge, mile 60.9, near Clyo, applicable or necessary. The
this Order to each of its agents located GA. The drawbridge was converted to a modification has already taken place,
in the Covered Geographic Area. The fixed bridge in August 2026, and the and the removal of the regulation will
Covered Business must also transmit operating regulation is no longer not affect mariners currently operating
this Order to its Chief Executive Officer applicable or necessary. on this waterway. Therefore, a delayed
or other similarly acting manager. effective date is unnecessary.
DATES: This rule is effective September
H. Penalties for Noncompliance 4, 2026. III. Legal Authority and Need for Rule
ADDRESSES: To view documents The Coast Guard is issuing this rule
The Covered Business, and any of its
officers, directors, employees, and mentioned in this preamble as being under authority 33 U.S.C. 499.
agents, may be liable, without available in the docket, go to https:// The CSX Transportation railroad
limitation, for civil or criminal penalties www.regulations.gov. Type the docket bridge (Savannah River) was converted
for violating any of the terms of this number (USCG–2026–1095) in the to a fixed bridge in August 2026. The
Order. ‘‘SEARCH’’ box and click ‘‘SEARCH’’. In elimination of this drawbridge
the Document Type column, select necessitates the removal of the
I. Validity of Order ‘‘Supporting & Related Material.’’ drawbridge operation regulation, 33
Any judicial determination that any FOR FURTHER INFORMATION CONTACT: If CFR 117.371(b), that pertains to the
provision of this Order is invalid shall you have questions on this rule, call or former drawbridge.
not affect the validity of any other email Ms. Jennifer Zercher, Bridge The purpose of this rule is to remove
provision of this Order, and each other Management Specialist, Southeast Coast the paragraph of 33 CFR 117.371 that
provision shall thereafter remain in full Guard District; telephone 571–607– refers to the CSX Transportation
force and effect. A copy of this Order 5951, email Jennifer.N.Zercher@ railroad bridge at mile 60.9, from the
carries the full force and effect of an uscg.mil. Code of Federal Regulations since it
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original signed Order. SUPPLEMENTARY INFORMATION: governs a drawbridge that is no longer
able to be opened.
J. Paperwork Reduction Act I. Table of Abbreviations
The collection of information subject IV. Discussion of Final Rule
CFR Code of Federal Regulations
to the Paperwork Reduction Act DHS Department of Homeland Security The Coast Guard is removing the
contained in this Order has been FR Federal Register regulation in 33 CFR 117.371 related to
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