Iowa (IA): Bitcoin and virtual-currency law
Iowa's Attorney General led the national crackdown on crypto kiosks:
Bitcoin Research — Law, Regulation, Markets & Origins (2026)
A research archive on Bitcoin compiled in October 2026: US federal and state law (FinCEN's virtual-currency record from 1999, the 2020 unhosted-wallet rule and its 2026 withdrawal, notes on all 50 states and DC), KYC/AML for buying and selling, banking, exchanges, wallets, payment processors, hacks and their causes, patents, the 2007–2011 origins, and the evidence on who Satoshi Nakamoto is. Every note dates and cites its claims and labels anything unverified, contested or fringe. Government, court and patent records are kept here in full; other sources are cited with a link to the original. Filter by case to pick a topic, such as fincen, states or notes. Download it all as a dataset. Research, not advice. These notes explain what happened and why; they are not recommendations to buy or sell. Statuses of bills and rules are as checked on the date each note gives.
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Idaho (ID): Bitcoin and virtual-currency law
Idaho regulates bitcoin businesses lightly:
Illinois (IL): Bitcoin and virtual-currency law
Illinois went from "virtual currency is not money" to a full crypto licensing regime:
Indiana (IN): Bitcoin and virtual-currency law
In 2026 Indiana passed one of the most pro-bitcoin laws and one of the most anti-kiosk laws in the country, two weeks apart:
Kansas (KS): Bitcoin and virtual-currency law
Kansas does not treat bitcoin itself as "money". Since 2014 the OSBC's position has been:
Kentucky (KY): Bitcoin and virtual-currency law
Kentucky has paired a "Blockchain Basics"-style pro-bitcoin law with a strict kiosk licensing law:
Louisiana (LA): Bitcoin and virtual-currency law
Louisiana is one of the few states with a dedicated virtual-currency business licence . The VCBA dates from 2020, and licensing became mandatory on 2023-07-01. In 2026, Act 923 made the VCBA permanent by repealing earlier sunset clauses, and added a federal-preemption clause. Kiosks are regulated under the VCBA:
Massachusetts (MA): Bitcoin and virtual-currency law
Massachusetts is the clearest example in this group of municipal action outrunning the state :
Maryland (MD): Bitcoin and virtual-currency law
Maryland regulates both bitcoin businesses and kiosks:
Maine (ME): Bitcoin and virtual-currency law
Maine has one of the strictest kiosk regimes short of a ban. Its 3% fee cap led local operator Maine Bitcoin LLC to close, saying it "costs about eight times as much money to operate kiosks as what the new law allows it to charge" (Bangor Daily News, 2025-07-30).
Michigan (MI): Bitcoin and virtual-currency law
Michigan has no crypto-specific statute in force. Its Legislature is full-time and the 2025–26 session runs through 2026-12-31, so many bitcoin bills are still technically pending :
Minnesota (MN): Bitcoin and virtual-currency law
Minnesota licenses virtual-currency businesses under ch. 53B, which has a dedicated virtual-currency article. In 2024 it adopted kiosk rules, including a $2,000 limit for new customers. In 2026 it banned kiosks outright , effective 2026-08-01, with removal and customer payouts required by year-end.
Missouri (MO): Bitcoin and virtual-currency law
Missouri combines bitcoin-friendly tax policy with heavy kiosk enforcement:
Mississippi (MS): Bitcoin and virtual-currency law
Mississippi regulated kiosks in 2026 rather than banning them:
Montana (MT): Bitcoin and virtual-currency law
Montana combines no money-transmitter licensing at all with a series of pro-bitcoin "freedom" laws:
North Carolina — Bitcoin and virtual-currency law
- Jurisdiction: State of North Carolina (US) - Date checked: 2026-10-09 (all statuses below were checked on this date unless another date is given) - Regulator: North Carolina Commissioner of Banks (money transmitters and, from 2027, kiosk operators); Secretary of State Securities Division (securities) - Governor: Josh Stein (signed the 2026 kiosk law) - Legislature: 2025–2026 biennium ("Session 2025"); bills not enacted die when the biennium ends (December 2026). - Saved primary sources:…
North Dakota — Bitcoin and virtual-currency law
- Jurisdiction: State of North Dakota (US) - Date checked: 2026-10-09 (all statuses below were checked on this date unless another date is given) - Regulator: North Dakota Department of Financial Institutions (DFI); Commissioner Lise Kruse [N1] - Legislature: meets in odd years; 69th Legislative Assembly met January–April 2025; no 2026 regular session ; next session January 2027. - Saved primary sources: sources/states/nd/ (see sources/states/nd/INDEX.md )
Nebraska — Bitcoin and virtual-currency law
- Jurisdiction: State of Nebraska (US) - Date checked: 2026-10-09 (all statuses below were checked on this date unless another date is given) - Regulator: Nebraska Department of Banking and Finance (NDBF) - Legislature: unicameral; 109th Legislature, 2026 session adjourned April 2026; next session January 2027. - Saved primary sources: sources/states/ne/ (see sources/states/ne/INDEX.md )
New Hampshire — Bitcoin and virtual-currency law
- Jurisdiction: State of New Hampshire (US) - Date checked: 2026-10-09 (all statuses below were checked on this date unless another date is given) - Regulators: NH Banking Department (money transmitters, RSA 399-G); Bureau of Securities Regulation; Attorney General Consumer Protection Bureau (enforces RSA 358-A, which also governs exempt crypto businesses and kiosks); State Treasurer (reserve) - Governor: Kelly Ayotte (signed 2025–2026 crypto laws below) - Legislature: 2026 session ended June…
New Jersey — Bitcoin and virtual-currency law
- Jurisdiction: State of New Jersey (US) - Date checked: 2026-10-09 (all statuses below were checked on this date unless another date is given) - Regulators: Department of Banking and Insurance (DOBI; money transmitters); Bureau of Securities, Division of Consumer Affairs (securities, including crypto); Division of Taxation - Legislature: 222nd Legislature, 2026–2027 session (bills carry over until January 2028). - Saved primary sources: sources/states/nj/ (see sources/states/nj/INDEX.md )