Dave Ramsey: Sharing and planning as one - News - MailTribune.com - Medford, OR

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2015-01-09

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0 of 3 Premium Clicks used this month SUBSCRIBE Print + Online Subscriber Activation  |  Register x Forgot Password | Need an Account? e-edition | subscribe | newsletter | deals Home News Latest Stories Medford School Board meeting deferred because of Ducks game Mt. Ashland gets $28,000 gift Grants available to help Jackson County property owners reduce fire risk 10 things to know for Thursday Emergency Services Crime, Courts and Emergency Services Grants available to help Jackson County property owners reduce fire risk Emergency Services Three daylight burglaries reported in apparent east Medford spree Grand jury hands up indictments on Talent assault suspects Emergency services Politics and Elections Councilman stirs online dust-up with anti-marijuana post State certifies recount showing failure of GMO-labeling measure Education Medford School Board meeting deferred because of Ducks game Medford bulks up student support for math, reading Ashland schools to implement chickenpox precautions Traveling artist sets the stage for Ruch School amphitheater Ruch school class focuses on the natural environment Environment OR-7 now officially the leader of his pack Ashland trails up for changes Monument expansion expected to increase tourism, protect resources Biologist resigns over LNG reporting failure Bird flu discovered in Winston backyard flock State News Suit targets 'auto-hold' video poker strategy 'Portlandia' takes a different path in season 5 Daughter of psychic pleads guilty in elaborate con Oregon may see hemp crop this spring under new rules Forest Service scraps $10 million PR campaign Nation - World Obama makes Maduro’s ‘insolent Yankees’ line harder to sell Obituaries Jean Elenor Bowers Death Notices Edgar Frutchey III Shirley M. Lindstrom Walter (Jim) Dave Schraub Weather Photo Galleries Since You Asked Videos Web Cams Mail Tribune 100 Shareable In memoriam: 2014’s notable deaths Looking back: Do you remember 2014’s biggest stories? Sports Latest Stories Panthers down Sheldon in SWC opener Panthers hold on for SWC win North, South sweep wrestling duals Rogues hire Church as new GM Ducks, Buckeyes offenses are branches in same 'spread' tree Varsity 541 College Sports Ducks, Buckeyes offenses are branches in same 'spread' tree A ‘miracle’ needed for injured Allen to play A late addition gives Ducks some depth The Lowe down Tinkle wants more inside-out balance Pro Sports Rogues hire Church as new GM Sharapova breezes in opener; Serena loses Pistons rally in final seconds to beat Spurs Golf begins with four events to follow Baseball welcomes four into Hall Community Sports Business Latest Stories Blog: One Frenchman's perspective on Feb. 7 attack Medford airport traffic flies to new heights After seven decades in Medford, Larson's will be emptied Saturday Patchwork of talents Irrigation system upgrade gets a forum Real Estate News Dear Monty: Best start for 1st-time homebuyers Rental owners group reports 2.48 percent vacancy rate People In Business Transportation Medford airport traffic flies to new heights Falling gas prices help spur travel at Medford airport Agriculture Rising prices bear fruit for local pear growers Opinion Latest Granlund cartoon: Charlie Hebdo tribute Letters to the Editor, Jan. 8 Dana Milbank: John Boehner swarmed by pests George Will: Climate change's instructive past Granlund cartoon: Terrorists vs. cartoonists Editorials Our View: Falls has work to do to restore trust Our View: WISE project offers many benefits Our View: Waiting a little longer for the bus Other Views: Oregon's GMO battle is far from over Our View: Meeting in the middle keeps a mill open Letters to the Editor Letters to the Editor, Jan. 8 Letters to the Editor, Jan. 7 Letters to the Editor, Jan. 6 Letters to the Editor, Jan. 5 Letters to the Editor, Jan. 4 Guest Opinions Guest Opinion: East is east and west is west Guest Opinion: Get the best deal on pipeline Guest Opinion: Say yes to clean energy jobs, no to the LNG project Guest Opinion: Loved one chose death with dignity in Oregon Guest Opinion: Forest thinning means water for the future Lifestyle Latest stories Blog: THREE-WORD THURSDAY: Steelhead. Playa. Weather. Community blog: Happy New Beer Year! 5 Things to Do This Weekend (Jan. 9-11) Lost in Suburbia: The bug stops here 11 reasons why we love wrought iron fencing Food Community blog: Happy New Beer Year! Community blog: Scanty spuds stretch winter greens into salad Entertaining with a gift of treasure Food for Thought: Save time on weeknight meal prep Community blog: Farm share boosts resolve to eat more veggies Home and Garden 11 reasons why we love wrought iron fencing Dear Monty: Eight great tips to ponder before investing in real estate Home Help: Timeless or trendy? Achieve both in your home decor this year Dear Monty: Best start for 1st-time homebuyers Dear Monty: Can a rookie real estate agent be a good choice? Health Community blog: Tale of the Tape Community blog: We Don't Have To Conspire Against Good Health HealthStyle: New year, new you Health Watch: Build up your glutes in the off-season Dr. Jeff Hersh: What's a monoclonal antibody? Hiking Biking Faith Churches start new year with messages of hope (No heading) Churches, synagogs host seasonal events Bethel Church helps families at McLoughlin Middle School Milestones and Achievements Since You Asked: Sheriff's Office sells off foreclosed homes Mt. Ashland Ski Area shut down again by lack of snow Little Yaretzi is county's first baby of 2015 Local landowners see no public good in proposed pipeline Pear Blossom queen has open heart surgery Columnist for a Day Rogue Healthy Aging Tempo Latest stories 100 Watt Mind unveils 'Creatures' American Guitar Masters play the Imperial Chamber Music Concerts presents Tesla Quartet Blues jam tonight at Little Brown Jug Songwriters Pete Herzog and Dennis Walker release 'Waiting for the Rain' Theater OSF's 'Great Society' up for Kennedy Prize Next Stage presents a tribute to an iconic folk artist Camelot's 'Fiddler' is a charmer ACT presents reading of 'The Quality of Life' Meet the real Jacob Marley Music 100 Watt Mind unveils 'Creatures' American Guitar Masters play the Imperial Chamber Music Concerts presents Tesla Quartet Blues jam tonight at Little Brown Jug Songwriters Pete Herzog and Dennis Walker release 'Waiting for the Rain' Community Events Art Presence showcases 'Naked Art' New Schneider Museum exhibits highlight First Friday Celebrate winter solstice with the Bad Film Society Tomaseen Foley's "A Celtic Christmas" returns to the Craterian Theater Stefan Baumann and Eugene Bennett highlight Third Fridays Dining Entertaining with a gift of treasure Jackson Creek Pizza Co. is a good downtown haunt Dobra Tea menu offers hundreds of brews Food for Thought: Wintertime wining and dining Coffee shops roll out holiday-inspired drinks Tempo Videos Classifieds Jobs Autos Real Estate FEATURED   » Obituaries Blogs TV Listings Movie Listings Oregon Outdoors Oregon Healthy Living Magazines & Special Sections NEWS NOW   Medford School Board meeting deferred because of Ducks game       ...       Medford airport traffic flies to new heights       ...       Three daylight burglaries reported in apparent east Medford spree       ...       Medford School Board meeting deferred because of Ducks game       ...       Medford airport traffic flies to new heights       ...       Three daylight burglaries reported in apparent east Medford spree       ...           Dave Ramsey: Sharing and planning as one Comment By Dave Ramsey More Content Now MailTribune.com By Dave Ramsey More Content Now Posted Jan. 7, 2015 @ 12:01 am By Dave Ramsey More Content Now Posted Jan. 7, 2015 @ 12:01 am »  Social News Dear Dave, How do I get my girlfriend to take a more active role in planning a family budget? We’re getting married in a few months, and everything between us is great except for this one area. She seems to want me to handle the money, and make all the decisions. David Dear David, Many marriage counselors will tell you if a couple comes to agreement on four major issues — money, kids, religion and in-laws — they have a greater chance of forming a successful and lasting marriage. Try sitting down with her and explaining from your heart how important it is to you that she’s involved in the budgeting process. I believe it’s vitally important that financial decisions are made by husband and wife together – as one. Most women value communication in a relationship, and the process of doing a monthly budget together will be a wonderful sharing experience for the two of you. Money isn’t the most important thing in the world, David. But the way a couple handles money is representative of their dreams, passions and fears. It’s also indicative of their vision for the future! — Dave Be the dad! Dear Dave, My son works, but he’s 19 and lives at home. He’s on my auto insurance and cellphone accounts, because we both get discounts on the plans. He’s supposed to pay his share of these bills, but lots of times he’ll say he doesn’t have the money. He’s a good kid, but what should I do to make an impression and teach him to be more responsible? Steve Dear Steve, It sounds like it’s time for you to stand up and be a dad, my friend. Take action! First, you need to have a talk with him where you apologize for doing a poor job of communicating in the past and about this situation in particular. Be gentle and loving, but also be firm that from this point on you’re going to make him live up to his end of the bargain where the car insurance and cell phone are concerned. Let him know with utter certainty you’re going to shut off his cell phone and cancel his insurance the next time he doesn’t have his share of the money when the bill comes due. Then, do it if he doesn’t pay up on time! You still have the control in this situation, Steve. You just have to exercise it. Your son may not like it at first, but you’ll both benefit from the process. — Dave Dave Ramsey is America’s trusted voice on money and business. He has authored five New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership and Smart Money Smart Kids. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. By Dave Ramsey More Content Now MailTribune.com By Dave Ramsey More Content Now Posted Jan. 7, 2015 @ 12:01 am » Comment or view comments   Reader Reaction »  STAY INFORMED   Email NewsLetter   Sign Up Today   Sign up for our newsletter and have the top headlines from your community delivered right to your inbox. calendar Connect with MailTribune.com Facebook Twitter RSS Back to top Reader Services Reader Services Home Subscriptions Subscriber controls Contact us Submissions Photos Events Letters to the editor Corrections Announcements Obituaries Story ideas Since you asked Alerts Email Alerts RSS Feeds Text Alerts Advertise Media Kit Home Products and services Ad rates Advertising contacts Mail Tribune Daily Tidings The Nickel Shop Our Valley Blogs Stay Informed   Email newsletter   Sign Up Today   Sign up for our newsletter and have the top headlines from your community delivered right to your inbox. 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