S-I/A of Content ( %argot" Security Solutions Senice Description Benefits Tiwisacion !Tireless Enables businesses to sell virtual gift cards online. either to consumers through an integration with their eCommerce storefront, or to other businesses through a proprietary• business-to-business portal. • Enable rapid implementation of digital card sales on client's existing eCommerce site • Support bulk distribution and sale of gift cards for businesses • Provide tools and a dashboard for businesses to manage their digital card program Retail Online Banking Full-service web and mobile suite of traditional and online banking services. including balance inquiries, transfers, personal financial manager, online bill payment, online deposits, cash management for business banking, and interactive voice response (IVR). • Single, flexible platform with mobile integration. branded by the financial institution • Intuitive user interface with single sign-on and 11/7 Internet access • Easy and fast online account opening • Simple integration using SaaS technology • Strong fraud protection and data encryption capabilities TransAnnor Unique cyber security solution that protects sensitive card payment data from the moment of swipe throughout the entire transaction. regardless of the merchant's acquirer. • Avoid the impact of a potential data breach. including fines, liability, cost of remediation, and reputational damage • Encryption that permits safe storage of card data after transaction authorization • Easier PCI compliance and analytics through tokenization, which replaces sensitive account numbers with proxy data • Ability to implement independent of the merchants chosen acquirer 133 http://vanv. sec. pov/Archi vecledgarldataht83980/00011 93 1251 5334479/d31022ds la.htmi 1 0/14/201 5 9:06:38 AM] CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) CONFIDENTIAL DB-SDNY-0082152 SONY GM_00228336 EFTA01382693