X- I/A Table of Contents Category eCommerce Solutions Senice Description Benefits Payee&y eCommerce Solution A full-featured Internet gateway that enables payment acceptance on SMB websites and offers developer-friendly payment integration tools for web and mobile commerce applications. • Accept a wide array of online payments securely • Eliminate the need for multiple payment service providers • Cutting-edge data protection technology • Allow payments on mobile devices in customers' home currencies Online Payment Robust payment solutions that enable businesses to Solutions offer a seamless (-Commerce experience across international borders and electronic devices. • Accept a wide range of payment types, including (Check and mobile wallets • Single, simple point of integration to all of First Data's platforms • Advanced security for end-to-end data protection and PCl/EMV compliance • Reporting capabilities that yield valuable insights Alternative Payment Enable online businesses to accept alternative Options payment typv- such as PayPal, PayPal Credit. Google Wallet, mobile wallets such as Apple Pay. checks. and gift cards. • Attract new customers and reduce online shopping cart abandonment • Increase average order value • Manage chargcback liability with advanced fraud tools Global ePricing Enables businesses to display pricing and accept payments in more than 140 foreign currencies while receiving funds in U.S. dollars. • Attract new international customers and increase sales with an "in-country" shopping experience • Collect payments in U.S. dollars regardless of customers' home current• • Manage currency conversion exposures through an integrated, low-risk managed exchange rate • Minimize cost of international payment acceptance 121 http://wuw.see.gov/Arehivestedgar/datat883980/000119312515334479/d31022dsla.htm[10/14/20I5 9:06:38 AM] CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) CONFIDENTIAL DB-SDNY-0082140 SDNY GM_00228324 EFTA01382681