HB 3521 (2026) — Oklahoma Money Transmission Modernization Act, enrolled (Part 2 of 2)

Bitcoin Research — Law, Regulation, Markets & Origins (2026)

States

Ok

2

2026

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Research, not advice. Part of the Bitcoin research archive (October 2026). Claims labelled unverified, contested or fringe are reported, not endorsed; statuses of bills and rules are as of the date checked. Government, court and patent records are public domain; the research notes are CC BY 4.0.

provided for in Section 638 of Title 59 of the Oklahoma Statutes;

    287. 289. Acting as building inspector without a license, as
provided for in Section 1044 of Title 59 of the Oklahoma Statutes;

    288. 290. Affidavit as to undertaking, as provided for in
Section 1322 of Title 59 of the Oklahoma Statutes;

    289. 291. Bail jumping, as provided for in Section 1335 of
Title 59 of the Oklahoma Statutes;

    290. 292. False declaration of ownership in pawn shop, value of
One Thousand Dollars ($1,000.00) or more, if property is firearms,
or was acquired through robbery or burglary, as provided for in
subsection C of Section 1512 of Title 59 of the Oklahoma Statutes;

    291. 293. Violation of Oklahoma Security Guard and Private
Investigator Act, as provided for in subsection B of Section 1750.11
of Title 59 of the Oklahoma Statutes;

    292. 294. Collusion among bidders, as provided for in Section
115 of Title 61 of the Oklahoma Statutes;

ENR. H. B. NO. 3521                                            Page 89
    293. 295. Disclosure of terms of bids, as provided for in
Section 116 of Title 61 of the Oklahoma Statutes;

    294. 296. False or illegal voucher by public official, as
provided for in Section 81 of Title 62 of the Oklahoma Statutes;

    295. 297. Use of facsimile signature or seal with intent to
defraud, as provided for in Section 604 of Title 62 of the Oklahoma
Statutes;

    296. 298. Distribution of controlled substance, possession with
intent, Schedule III, IV, and V drugs, as provided for in subsection
A of Section 2-401 of Title 63 of the Oklahoma Statutes;

    297. 299. Distribution of counterfeit controlled substance,
possession with intent, Schedule III, IV, and V drugs, as provided
for in subsection A of Section 2-401 of Title 63 of the Oklahoma
Statutes;

    298. 300. Robbery of controlled dangerous substance, as
provided for in subsection B of Section 2-403 of Title 63 of the
Oklahoma Statutes;

    299. 301. Distribute or dispense controlled substance without
required order form, as provided for in subsection A of Section 2-
404 of Title 63 of the Oklahoma Statutes;

    300. 302. Manufacture, distribute, or dispense controlled
substance not authorized by registration, as provided for in
subsection A of Section 2-404 of Title 63 of the Oklahoma Statutes;

    301. 303. Omit, remove, alter, or obliterate symbol required on
controlled substance, as provided for in subsection A of Section 2-
404 of Title 63 of the Oklahoma Statutes;

    302. 304. Refuse or fail to make, keep, or furnish required
information, as provided for in subsection A of Section 2-404 of
Title 63 of the Oklahoma Statutes;

    303. 305. Refuse entry or inspection of premises with respect
to controlled substance, as provided for in subsection A of Section
2-404 of Title 63 of the Oklahoma Statutes;

ENR. H. B. NO. 3521                                          Page 90
    304. 306. Maintain place for keeping or selling controlled
substance, as provided for in subsection A of Section 2-404 of Title
63 of the Oklahoma Statutes;

    305. 307. Sell, transfer, or provide money transmitter
equipment to unlicensed person, second or subsequent offense, as
provided for in subsection A of Section 2-503.1d of Title 63 of the
Oklahoma Statutes;

    306. 308. Responsibility of permit holders, as provided for in
subsection A of Section 124.8 of Title 63 of the Oklahoma Statutes;

    307. 309. Purchase or sell body parts for transplantation, as
provided for in Section 2200.16A of Title 63 of the Oklahoma
Statutes;

    308. 310. Falsification, forgery, concealment, defacement, or
obliteration of document of gift, as provided for in Section
2200.17A of Title 63 of the Oklahoma Statutes;

    309. 311. Unlawful possession of vessel or motor, as provided
for in Section 4209 of Title 63 of the Oklahoma Statutes;

    310. 312. Receive, possess, sell, or dispose of stolen vessel
or motor, as provided for in Section 4209.1 of Title 63 of the
Oklahoma Statutes;

    311. 313. Remove or alter ID number of vessel, as provided for
in subsection B of Section 4209.2 of Title 63 of the Oklahoma
Statutes;

    312. 314. Buy, receive, possess, or dispose of vessel with
false ID number with intent to conceal, as provided for in
subsection D of Section 4209.2 of Title 63 of the Oklahoma Statutes;

    313. 315. False statement in application for certificate of
title for stolen vehicle, as provided for in Section 4209.3 of Title
63 of the Oklahoma Statutes;

    314. 316. Alteration or forging of vessel certificate of title,
as provided for in Section 4209.4 of Title 63 of the Oklahoma
Statutes;

ENR. H. B. NO. 3521                                          Page 91
    315. 317. Possess vessel with altered ID number, as provided
for in subsection C of Section 4253 of Title 63 of the Oklahoma
Statutes;

    316. 318. Destroying or falsifying checks to the Land Office,
as provided for in Section 1026 of Title 64 of the Oklahoma
Statutes;

    317. 319. Prospecting on public lands without permit, as
provided for in Section 1094 of Title 64 of the Oklahoma Statutes;

    318. 320. Business for profit by a member of the Department of
Transportation, as provided for in subsection B of Section 304 of
Title 66 of the Oklahoma Statutes;

    319. 321. Business for profit by a member of the Department of
Transportation, as provided for in subsection B of Section 324 of
Title 66 of the Oklahoma Statutes;

    320. 322. Failure to comply with request for county records, as
provided for in Section 83 of Title 67 of the Oklahoma Statutes;

    321. 323. Refusal to file tax return with intent to defraud, as
provided for in Section 240.1 of Title 68 of the Oklahoma Statutes;

    322. 324. Filing false sales tax report, as provided for in
Section 241 of Title 68 of the Oklahoma Statutes;

    323. 325. Possession of controlled dangerous substances without
tax stamp, as provided for in Section 450.8 of Title 68 of the
Oklahoma Statutes;

    324. 326. Remove tax stamp with intent to reuse, as provided
for in Section 450.9 of Title 68 of the Oklahoma Statutes;

    325. 327. Making false oath to report required by Cotton
Manufacturers Act, as provided for in Section 2003 of Title 68 of
the Oklahoma Statutes;

    326. 328. File false income tax return with intent to defraud,
as provided for in Section 2376 of Title 68 of the Oklahoma
Statutes;

    327. 329. Fraudulent tax receipt by county treasurer, as
provided for in Section 2920 of Title 68 of the Oklahoma Statutes;

ENR. H. B. NO. 3521                                          Page 92
    328. 330. False or fraudulent lists of taxable property, as
provided for in Section 2945 of Title 68 of the Oklahoma Statutes;

    329. 331. False application under Oklahoma Quality Jobs Program
Act, as provided for in Section 3609 of Title 68 of the Oklahoma
Statutes;

    330. 332. False application under Former Military Facility
Development Act, as provided for in Section 3807 of Title 68 of the
Oklahoma Statutes;

    331. 333. False application under Oklahoma Specialized Quality
Investment Act, as provided for in Section 4109 of Title 68 of the
Oklahoma Statutes;

    332. 334. False application under Oklahoma Quality Investment
Act, as provided for in Section 4209 of Title 68 of the Oklahoma
Statutes;

    333. 335. Conflict of interest by a member of the
Transportation Commission, as provided for in Section 310 of Title
69 of the Oklahoma Statutes;

    334. 336. Conflict of interest by a member of the Oklahoma
Turnpike Authority, as provided for in Section 1705 of Title 69 of
the Oklahoma Statutes;

    335. 337. Violation of Oklahoma Highway Code of 1968, as
provided for in Section 1802 of Title 69 of the Oklahoma Statutes;

    336. 338. Conflict of interest by Oklahoma Educational
Television Authority member, as provided for in Section 23-106 of
Title 70 of the Oklahoma Statutes;

    337. 339. Alter or destroy audit records by Board of Regents,
as provided for in subsection E of Section 3909 of Title 70 of the
Oklahoma Statutes;

    338. 340. Authority to receive gifts or funds, as provided for
in subsection B of Section 4306 of Title 70 of the Oklahoma
Statutes;

ENR. H. B. NO. 3521                                          Page 93
    339. 341. Make takeover offer which is not effective under
Oklahoma Take-over Disclosure Act of 1985, as provided for in
subsection A of Section 453 of Title 71 of the Oklahoma Statutes;

    340. 342. Fraudulent, deceptive, or manipulative acts in
takeover offer, as provided for in Section 455 of Title 71 of the
Oklahoma Statutes;

    341. 343. Violation of Oklahoma Take-over Disclosure Act of
1985, as provided for in Section 460 of Title 71 of the Oklahoma
Statutes;

    342. 344. Conflict of interest by Oklahoma Capitol Improvement
Authority member, as provided for in Section 162 of Title 73 of the
Oklahoma Statutes;

    343. 345. Fraud in obtaining certification as a minority
business, as provided for in Section 85.45h of Title 74 of the
Oklahoma Statutes;

    344. 346. False statement for small business surety bond
guarantee, as provided for in Section 85.47h of Title 74 of the
Oklahoma Statutes;

    345. 347. Forge or alter criminal history record, as provided
for in subsection D of Section 150.9 of Title 74 of the Oklahoma
Statutes;

    346. 348. Making or receiving kickback, as provided for in
Section 3404 of Title 74 of the Oklahoma Statutes;

    347. 349. Pooling of bridge or highway contracts, as provided
for in Section 101 of Title 79 of the Oklahoma Statutes;

    348. 350. Business for profit by Water Resources Board member,
as provided for in Section 1086.3 of Title 82 of the Oklahoma
Statutes;

    349. 351. Conflict of interest by water district official or
employee, as provided for in Section 1281 of Title 82 of the
Oklahoma Statutes;

    350. 352. Falsely executes a written declaration as a witness
to a will, as provided for in paragraph 6 of Section 55 of Title 84
of the Oklahoma Statutes; and

ENR. H. B. NO. 3521                                          Page 94
    351. 353. False statement and misrepresentation, as provided
for in Section 6 of Title 85A of the Oklahoma Statutes.

    B. Any person convicted of a Class D1 criminal offense set
forth in this section shall be punished by imprisonment in the
custody of the Department of Corrections for a term of not more than
five (5) years and shall serve at least twenty percent (20%) of the
sentence imposed before release from custody including release to
electronic monitoring pursuant to Section 510.9 of Title 57 of the
Oklahoma Statutes.

    C. 1. Every person who, having been previously convicted of
one or two Class C or Class D criminal offenses, commits a Class D1
criminal offense shall, upon conviction, be punished by imprisonment
in the custody of the Department of Corrections for a term of not
less than one (1) year nor more than seven (7) years and shall serve
at least twenty percent (20%) of the sentence imposed before release
from custody including release to electronic monitoring pursuant to
Section 510.9 of Title 57 of the Oklahoma Statutes.

    2. Every person who, having been previously convicted of three
Class C or Class D criminal offenses, or one or more Class Y, Class
A, or Class B criminal offenses, commits a Class D1 criminal offense
shall, upon conviction, be punished by imprisonment in the custody
of the Department of Corrections for a term of not less than two (2)
years nor more than ten (10) years and shall serve at least thirty
percent (30%) of the sentence imposed before release from custody
including release to electronic monitoring pursuant to Section 510.9
of Title 57 of the Oklahoma Statutes.

    D. Unless specifically exempted pursuant to subsection E of
this section, Section 51.1 of Title 21 of the Oklahoma Statutes this
title shall not apply to Class D1 criminal offenses.

    E. The criminal offenses listed in paragraphs 98, 108, 212,
213, and 229 of subsection A of this section shall be exempt from
the penalty provisions provided for in subsections B and C of this
section. Persons convicted of the criminal offenses provided for in
paragraphs 98, 108, 212, 213, and 229 of subsection A of this
section shall be punished in accordance with the corresponding
penalties provided for in the Oklahoma Statutes including Section
51.1 of Title 21 of the Oklahoma Statutes this title.

ENR. H. B. NO. 3521                                          Page 95
    F. All Class D1 criminal offenses shall be punishable by the
corresponding fines as provided for in the Oklahoma Statutes.

    SECTION 47.     AMENDATORY     21 O.S. 2021, Section 1268.8, as
amended by Section 129, Chapter 486, O.S.L. 2025 (21 O.S. Supp.
2025, Section 1268.8), is amended to read as follows:

    Section 1268.8. Any person who knowingly or intentionally uses
a money services business engaged in money transmission, as defined
by the Oklahoma Financial Transaction Reporting Act Oklahoma Money
Transmission Modernization Act, or an electronic funds transfer
network for any purpose in violation of the Oklahoma Antiterrorism
Act, or with intent to facilitate any violation of the Oklahoma
Antiterrorism Act shall, upon conviction, be guilty of a Class B4
felony offense punishable by imprisonment in the custody of the
Department of Corrections for a term of not less than two (2) years
nor more than ten (10) years, or by a fine of not more than Fifty
Thousand Dollars ($50,000.00) or an amount equal to twice the dollar
amount of each transaction, whichever is greater, or by both such
fine and imprisonment.

    SECTION 48.     AMENDATORY    63 O.S. 2021, Section 2-503.1b,
is amended to read as follows:

    Section 2-503.1b. A. The Oklahoma State Bureau of Narcotics
and Dangerous Drugs Control shall conduct a criminal financial check
on all registration license applications submitted pursuant to the
provisions of Section 1513 of Title 6 of the Oklahoma Statutes
Oklahoma Money Transmission Modernization Act. The applicant for a
money services business license shall pay a fee of Fifty Dollars
($50.00) to the Bureau for the criminal financial check prior to
licensing. This shall be in addition to all other administrative
fees imposed by the Oklahoma Banking Department.

    B. The Oklahoma State Bureau of Narcotics and Dangerous Drugs
Control shall have authority to access, review, and investigate any
registration license application and supplier reports other
documentation submitted to the Oklahoma State Banking Commissioner
pursuant to Section 1513 of Title 6 of the Oklahoma Statutes the
Oklahoma Money Transmission Modernization Act, for the purposes of
criminal financial checks, identifying or investigating suspicious
or illegal activities or to track illegal drug-related monies. A
copy of all money services transaction reports provided to the
Oklahoma State Banking Commissioner shall be provided to the Bureau.

ENR. H. B. NO. 3521                                          Page 96
    SECTION 49.     AMENDATORY     63 O.S. 2021, Section 2-503.1d,
as amended by Section 278, Chapter 486, O.S.L. 2025 (63 O.S. Supp.
2025, Section 2-503.1d), is amended to read as follows:

    Section 2-503.1d. A. No person shall sell, give, transfer,
trade, supply, or provide any money transmitter equipment, as
defined by the Oklahoma Financial Transaction Reporting Act, to any
person not licensed by the Oklahoma State Banking Commissioner. Any
person violating the provisions of this section shall be guilty upon
conviction of a misdemeanor, for a first offense, and a Class D1
felony offense for any second or subsequent offense. The
misdemeanor penalty shall be a fine not exceeding Three Thousand
Dollars ($3,000.00), or imprisonment in the county jail not to
exceed one (1) year, or both such fine and imprisonment. The Class
D1 felony penalty shall be imprisonment as provided for in
subsections B through F of Section 20N of Title 21 of the Oklahoma
Statutes, or a fine not exceeding Five Thousand Dollars ($5,000.00),
or both such fine and imprisonment.

    B. Any person who encourages, facilitates, or allows access to
any money transmitter equipment in any manner to facilitate any
violation of Section 2-503.1 of this title shall be guilty of a
Class C2 felony offense, upon conviction, punishable as provided for
in subsections B through F of Section 20M of Title 21 of the
Oklahoma Statutes.

    SECTION 50.     AMENDATORY     63 O.S. 2021, Section 2-503.1e,
as amended by Section 279, Chapter 486, O.S.L. 2025 (63 O.S. Supp.
2025, Section 2-503.1e), is amended to read as follows:

    Section 2-503.1e. A. Any person who knowingly or intentionally
uses a money services business engaged in money transmission, as
defined by the Oklahoma Financial Transaction Reporting Act Oklahoma
Money Transmission Modernization Act, or an electronic funds
transfer network for any purpose in violation of Section 2-503.1 of
this title or Sections 2-503.1a through 2-503.1i of this title, or
with intent to facilitate any violation of the Uniform Controlled
Dangerous Substances Act or any statute of the United States
relating to controlled substances, or to commit any other crime
shall be guilty, upon conviction, of a Class C2 felony offense and
shall be punished by imprisonment as provided for in subsections B
through F of Section 20M of Title 21 of the Oklahoma Statutes.

    B. Any person who, by or through a money services business
engaged in money transmission, as defined in the Oklahoma Financial

ENR. H. B. NO. 3521                                          Page 97
Transaction Reporting Act Oklahoma Money Transmission Modernization
Act, or an electronic funds transfer network, knowingly transmits,
exchanges, or processes any securities or negotiable instruments for
any purpose in violation of Section 2-503.1 of this title or
Sections 2-503.1a through 2-503.1i of this title shall be guilty,
upon conviction, of a Class C2 felony offense and shall be punished
by imprisonment as provided for in subsections B through F of
Section 20M of Title 21 of the Oklahoma Statutes.

    SECTION 51.     AMENDATORY    63 O.S. 2021, Section 2-503.1h,
is amended to read as follows:

    Section 2-503.1h. A. Unless otherwise provided, any person
convicted of violating any of the provisions of this act is guilty
of a Class C2 felony and may shall be punished by imprisonment for
not less than two (2) years nor more than ten (10) years as provided
for in subsections B through F of Section 20M of Title 21 of the
Oklahoma Statutes, or by a fine of not more than Fifty Thousand
Dollars ($50,000.00) or an amount equal to twice the dollar amount
of each transaction, whichever is greater, or by both such fine and
imprisonment.

    B. For the purposes of this act, the terms, “money transmitter
equipment” or a “money transmitter service” shall include an entity
or person engaged in activity in violation of these provisions
regardless of whether the person or entity is licensed to conduct
such activity under the Oklahoma Financial Transaction Reporting Act
Oklahoma Money Transmission Modernization Act.

    SECTION 52.     AMENDATORY    63 O.S. 2021, Section 2-503.1i,
is amended to read as follows:

    Section 2-503.1i. A. The Oklahoma State Bureau of Narcotics
and Dangerous Drugs Control shall have authority to intercept, seize
and forfeit any funds or equipment in violation of any provision of
the Drug Money Laundering and Wire Transmitter Act or in violation
of Section 2-503.1 of this title.

    B. A warrant for the seizure of property pursuant to Section
1222 of Title 22 of the Oklahoma Statutes may be issued by a
district judge upon finding of probable cause for funds believed to
be used or intended for any violation of the Uniform Controlled
Dangerous Substances Act to any licensee under the Oklahoma
Financial Transaction Reporting Act Oklahoma Money Transmission
Modernization Act.

ENR. H. B. NO. 3521                                          Page 98
    C. The State Banking Commissioner or designee upon receipt of
an affidavit of probable cause from an agent of the Bureau, may
issue an emergency notice requiring a temporary freeze on an account
to any financial institution or money services business engaged in
money transmission under its jurisdiction. Such freeze shall halt
all transactions in the account. During the fifteen-day freeze, an
account holder may file an emergency appeal to the district court.
The district court shall schedule a hearing on the emergency appeal
within three (3) judicial days of the request. The provisions of
Section 2201 et seq. of Title 6 of the Oklahoma Statutes shall not
apply to this section. This freeze shall not exceed fifteen (15)
days and shall automatically expire unless:

     1.   A subsequent seizure warrant is issued by a district judge;
or

    2. A notice of forfeiture is filed on the contents of the
account pursuant to Section 2-503 of this title.

    D. No financial institution shall have liability to an account
holder for acting pursuant to this section.

    SECTION 53.     AMENDATORY      63 O.S. 2021, Section 2-503.1j,
is amended to read as follows:

    Section 2-503.1j. A. Any licensee of a money transmission,
transmitter, or wire transmitter business pursuant to the Oklahoma
Financial Transaction Reporting Act licensed under the Oklahoma
Money Transmission Modernization Act and their delegates shall
collect a fee of Five Dollars ($5.00) for each transaction not in
excess of Five Hundred Dollars ($500.00) and in addition to such fee
an amount equal to one percent (1%) of the amount in excess of Five
Hundred Dollars ($500.00).

    B. The fee prescribed by subsection A of this section shall be
remitted quarterly to the Oklahoma Tax Commission on such forms as
the Commission, with the assistance of the Oklahoma State Bureau of
Narcotics and Dangerous Drugs Control, may prescribe for such
purpose. All required forms and remittances shall be filed with the
Tax Commission not later than the fifteenth day of the month
following the close of each calendar quarter.

ENR. H. B. NO. 3521                                            Page 99
    C. The Oklahoma Tax Commission shall apportion all revenues
derived from the fee to the Drug Money Laundering and Wire
Transmitter Revolving Fund.

    D. Every licensee and their delegates shall post a notice on a
form prescribed by the Director of the Oklahoma State Bureau of
Narcotics and Dangerous Drugs Control that notifies customers that
upon filing an individual income tax return with either a valid
social security number or a valid taxpayer identification number the
customer shall be entitled to an income tax credit equal to the
amount of the fee paid by the customer for the transaction.

    E. The Oklahoma Tax Commission shall be afforded all provisions
currently under law to enforce the provisions of subsection B of
this section. If a licensee fails to file reports or fails to remit
the fee authorized by subsection B of this section, the Oklahoma Tax
Commission shall have the authority pursuant to Section 212 of Title
68 of the Oklahoma Statutes to suspend the license of the licensee
and its delegates. A notification of the suspension shall also be
sent to the State Banking Commissioner and the Director of the
Oklahoma State Bureau of Narcotics and Dangerous Drugs Control. The
licensee and its delegates may not reapply for a license until all
required reports have been filed and all required fee amounts have
been remitted.

    F. Upon request from the Oklahoma Tax Commission, the State
Banking Commissioner may make a claim against the surety bond of the
licensee on behalf of the State of Oklahoma.

    G. The Oklahoma State Bureau of Narcotics and Dangerous Drugs
Control and its attorneys may assist the Oklahoma Tax Commission in
conducting audits and the prosecution and/or seeking of legal
remedies to ensure compliance with this act.

    SECTION 54.     AMENDATORY      63 O.S. 2021, Section 2-503.1l,
is amended to read as follows:

    Section 2-503.1l.   As used in the Drug Money Laundering and Wire
Transmitter Act:

    1. “Conducts” includes initiating, concluding, or participating
in initiating, or concluding a transaction;

    2. “Digital assets” means the same as defined in Section 1359
of Title 68 of the Oklahoma Statutes;

ENR. H. B. NO. 3521                                          Page 100
    3. “Digital asset kiosk” means an electronic terminal acting as
a mechanical agent of the digital asset kiosk operator to enable the
digital asset kiosk operator to facilitate the exchange of digital
assets for money, bank credit, or other digital asset including, but
not limited to:

        a.      connecting directly to a separate digital asset
                exchange that performs the actual digital asset
                transmission, or

        b.      drawing upon the digital asset in the possession of
                the electronic terminal’s operator;

    4. “Digital asset kiosk operator” means a person or entity that
owns, operates, or manages a digital asset kiosk located in this
state offering digital asset kiosk transactions;

   5.   “Financial institution” includes:

        a.      any financial institution, as defined in Section
                5312(a)(2) of Title 31 of the United States Code, or
                the regulations promulgated thereunder, and

        b.      any foreign bank, as defined in Section 3101 of Title
                12 of the United States Code;

   3. 6.   “Financial transaction” means:

           a.   a transaction which in any way or degree affects
                state, interstate or foreign commerce:

                (1)   involving the movement of funds by wire or other
                      means,

                (2)   involving one or more monetary instruments, or

                (3)   involving the transfer of title to any real
                      property, vehicle, vessel, or aircraft; or

           b.   a transaction involving the use of a financial
                institution which is engaged in, or the activities of
                which affect, state, interstate or foreign commerce

                in any way or degree;

ENR. H. B. NO. 3521                                            Page 101
    4. 7. “Knowing that the property involved in a financial
transaction represents the proceeds of some form of unlawful
activity” means that the person knew the property involved in the
transaction represented proceeds from some form, though not
necessarily which form, of any violation of the Uniform Controlled
Dangerous Substances Act;

   5. 8.   “Monetary instruments” means:

        a.   coin or currency of the United States or of any other
             country, travelers’ checks, personal checks, bank
             checks, and money orders, or

        b.   investment securities or negotiable instruments, in
             bearer form or otherwise in such form that title
             thereto passes upon delivery;

    6. 9. “Money transmitting” includes transferring funds by any
and all means including, but not limited to, transfers within this
state, country or to locations abroad by wire, check, draft,
facsimile, or courier;

    10. “Money transmitter equipment” means any type of terminal,
machine, computer software, access to any network, or any other type
of tangible or intangible apparatus or system, or any combination
thereof, that may be used by a money transmitter to initiate a
transmittal of currency or digital assets;

    7. 11. “Proceeds” means all things of value furnished, or
intended to be furnished, in exchange for a controlled dangerous
substance in violation of the Uniform Controlled Dangerous
Substances Act, including all proceeds traceable to such an
exchange, and all monies, negotiable instruments, and securities
used, or intended to be used to facilitate any violation of the
Uniform Controlled Dangerous Substances Act;

    8. 12. “Specified unlawful activity” means any violation of the
Uniform Controlled Dangerous Substances Act; and

    9. 13. “Transaction” includes a purchase, sale, loan, pledge,
gift, transfer, delivery, or other disposition, and with respect to
a financial institution includes a deposit, withdrawal, transfer
between accounts, exchange of currency, loan, extension of credit,
purchase or sale of any stock, bond, certificate of deposit, or

ENR. H. B. NO. 3521                                         Page 102
other monetary instrument, use of a safe deposit box, or any other
payment, transfer, or delivery by, through, or to a financial
institution, by whatever means effected.

    SECTION 55.     REPEALER     6 O.S. 2021, Sections 1511, 1512,
1513, 1514, and 1515, are hereby repealed.

   SECTION 56.   This act shall become effective November 1, 2026.

ENR. H. B. NO. 3521                                         Page 103
   Passed the House of Representatives the 6th day of May, 2026.

                                    Presiding Officer of the House
                                                of Representatives

   Passed the Senate the 4th day of May, 2026.

                                   Presiding Officer of the Senate

                       OFFICE OF THE GOVERNOR

   Received by the Office of the Governor this ____________________

day of ___________________, 20_______, at _______ o'clock _______ M.

By: _________________________________

   Approved by the Governor of the State of Oklahoma this _________

day of ___________________, 20_______, at _______ o'clock _______ M.

                                   _________________________________
                                   Governor of the State of Oklahoma

                  OFFICE OF THE SECRETARY OF STATE

   Received by the Office of the Secretary of State this __________

day of ___________________, 20_______, at _______ o'clock _______ M.

By: _________________________________

ENR. H. B. NO. 3521                                         Page 104