FinCEN and virtual currency: saved sources

Bitcoin Research — Law, Regulation, Markets & Origins (2026)

Fincen

2026-10-09

Document text

Research, not advice. Part of the Bitcoin research archive (October 2026). Claims labelled unverified, contested or fringe are reported, not endorsed; statuses of bills and rules are as of the date checked. Government, court and patent records are public domain; the research notes are CC BY 4.0.

FinCEN and virtual currency: saved sources

Full copies of US government documents (FinCEN, Treasury, Federal Register, eCFR/US Code via GovInfo, Unified Agenda) and court judgments about FinCEN's treatment of virtual currency / convertible virtual currency (CVC), plus a few closely related documents from other federal agencies. Every file was fetched on 2026-10-09 from the URL shown. Notes that use these sources: legislation/us-federal-fincen.md.

How the set was built (2026-10-09): crawled fincen.gov's index pages (guidance, administrative rulings, advisories, alerts/notices, enforcement actions, special measures, Federal Register notices, press releases, remarks, readouts) and the Federal Register API (agency = FinCEN; terms "virtual currency", "digital asset", "stablecoin", "cryptocurrency"), then kept every item whose text mentions virtual currency, CVC, cryptocurrency, digital assets or stablecoins at least four times, plus the MSB-registration and Travel Rule texts the CVC rules rest on. Requests to each site were spaced 2 seconds apart and robots.txt was respected.

Guidance

Title Issuer / author Date URL Retrieved File
FIN-2013-G001: Application of FinCEN's Regulations to Persons Administering, Exchanging, or Using Virtual Currencies FinCEN 2013-03-18 https://www.fincen.gov/system/files/guidance/FIN-2013-G001.pdf 2026-10-09 2013-03-18_FIN-2013-G001_virtual-currency-guidance.pdf
FIN-2019-G001: Application of FinCEN's Regulations to Certain Business Models Involving Convertible Virtual Currencies FinCEN 2019-05-09 https://www.fincen.gov/system/files/2019-05/FinCEN%20Guidance%20CVC%20FINAL%20508.pdf 2026-10-09 2019-05-09_FIN-2019-G001_cvc-business-models-guidance.pdf
Leaders of CFTC, FinCEN, and SEC Joint Statement on Activities Involving Digital Assets CFTC, FinCEN, SEC (agency heads) 2019-10-11 https://www.fincen.gov/system/files/2019-10/CVC%20Joint%20Policy%20Statement_508%20FINAL_0.pdf 2026-10-09 2019-10-11_CFTC-FinCEN-SEC_joint-statement-digital-assets.pdf
FinCEN Notice 2020-2: FBAR Filing Requirement for Virtual Currency FinCEN 2020-12-31 https://www.fincen.gov/system/files/shared/Notice-Virtual%20Currency%20Reporting%20on%20the%20FBAR%20123020.pdf 2026-10-09 2020-12-31_FinCEN-Notice-2020-2_fbar-virtual-currency.pdf
Anti-Money Laundering and Countering the Financing of Terrorism National Priorities (includes virtual currency section) FinCEN 2021-06-30 https://www.fincen.gov/system/files/shared/AML_CFT%20Priorities%20(June%2030%2C%202021).pdf 2026-10-09 2021-06-30_AML-CFT-national-priorities.pdf

Administrative ruling

Title Issuer / author Date URL Retrieved File
FIN-2014-R001: Application of FinCEN's Regulations to Virtual Currency Mining Operations FinCEN 2014-01-30 https://www.fincen.gov/system/files/administrative_ruling/FIN-2014-R001.pdf 2026-10-09 2014-01-30_FIN-2014-R001_mining.pdf
FIN-2014-R002: Application of FinCEN's Regulations to Virtual Currency Software Development and Certain Investment Activity FinCEN 2014-01-30 https://www.fincen.gov/system/files/administrative_ruling/FIN-2014-R002.pdf 2026-10-09 2014-01-30_FIN-2014-R002_software-development-investment.pdf
FIN-2014-R007: Application of MSB regulations to the rental of computer systems for mining virtual currency FinCEN 2014-04-29 https://www.fincen.gov/system/files/administrative_ruling/FIN-2014-R007.pdf 2026-10-09 2014-04-29_FIN-2014-R007_rental-of-mining-computers.pdf
FIN-2014-R011: Administrative ruling on a virtual currency trading platform FinCEN 2014-10-27 https://www.fincen.gov/system/files/administrative_ruling/FIN-2014-R011.pdf 2026-10-09 2014-10-27_FIN-2014-R011_trading-platform.pdf
FIN-2014-R012: Administrative ruling on a virtual currency payment system FinCEN 2014-10-27 https://www.fincen.gov/system/files/administrative_ruling/FIN-2014-R012.pdf 2026-10-09 2014-10-27_FIN-2014-R012_payment-system.pdf
FIN-2015-R001: Persons issuing physical or digital negotiable certificates of ownership of precious metals FinCEN 2015-08-14 https://www.fincen.gov/system/files/administrative_ruling/FIN-2015-R001.pdf 2026-10-09 2015-08-14_FIN-2015-R001_digital-precious-metals-certificates.pdf

Advisory

Title Issuer / author Date URL Retrieved File
FIN-2019-A003: Advisory on Illicit Activity Involving Convertible Virtual Currency FinCEN 2019-05-09 https://www.fincen.gov/system/files/advisory/2019-05-10/FinCEN%20Advisory%20CVC%20FINAL%20508.pdf 2026-10-09 2019-05-09_FIN-2019-A003_cvc-illicit-activity-advisory.pdf
FIN-2019-A006: Advisory on illicit financial schemes related to fentanyl and synthetic opioids (CVC section) FinCEN 2019-08-21 https://www.fincen.gov/system/files/advisory/2019-08-21/Fentanyl%20Advisory%20FINAL%20508.pdf 2026-10-09 2019-08-21_FIN-2019-A006_fentanyl-advisory.pdf
FIN-2020-A005: Advisory on cybercrime exploiting COVID-19 (CVC mentions) FinCEN 2020-07-30 https://www.fincen.gov/system/files/advisory/2020-07-30/FinCEN%20Advisory%20Covid%20Cybercrime%20508%20FINAL.pdf 2026-10-09 2020-07-30_FIN-2020-A005_covid-cybercrime-advisory.pdf
FIN-2020-A006: Advisory on Ransomware (rescinded Nov 8, 2021) FinCEN 2020-10-01 https://www.fincen.gov/system/files/advisory/2021-11-08/Advisory%20Ransomware%20FINAL%20508_2020%20rescinded.pdf 2026-10-09 2020-10-01_FIN-2020-A006_ransomware-advisory-rescinded.pdf
FIN-2020-A008: Supplemental advisory on human trafficking (virtual currency typologies) FinCEN 2020-10-15 https://www.fincen.gov/system/files/advisory/2020-10-15/Advisory%20Human%20Trafficking%20508%20FINAL_0.pdf 2026-10-09 2020-10-15_FIN-2020-A008_human-trafficking-advisory.pdf
FIN-2021-A004: Advisory on Ransomware and the Use of the Financial System to Facilitate Ransom Payments FinCEN 2021-11-08 https://www.fincen.gov/system/files/advisory/2021-11-08/FinCEN%20Ransomware%20Advisory_FINAL_508_.pdf 2026-10-09 2021-11-08_FIN-2021-A004_ransomware-advisory.pdf
FIN-2022-A002: Advisory on Elder Financial Exploitation (CVC mentions) FinCEN 2022-06-15 https://www.fincen.gov/system/files/advisory/2022-06-15/FinCEN%20Advisory%20Elder%20Financial%20Exploitation%20FINAL%20508.pdf 2026-10-09 2022-06-15_FIN-2022-A002_elder-exploitation-advisory.pdf
FIN-2024-A001: Advisory to counter the financing of Iran-backed terrorist organizations (CVC section) FinCEN 2024-05-08 https://www.fincen.gov/system/files/advisory/2024-05-07/FinCEN-Advisory-Iran-Backed-TF-508C.pdf 2026-10-09 2024-05-08_FIN-2024-A001_iran-backed-terrorist-financing-advisory.pdf
FIN-2024-A002: Supplemental advisory on fentanyl precursor procurement (CVC mentions) FinCEN 2024-06-20 https://www.fincen.gov/system/files/advisory/2024-06-20/FinCEN-Supplemental-Advisory-on-Fentanyl-508C.pdf 2026-10-09 2024-06-20_FIN-2024-A002_fentanyl-precursors-advisory.pdf
FIN-2025-A001: Advisory on the financing of ISIS and its affiliates (virtual currency section) FinCEN 2025-04-01 https://www.fincen.gov/system/files/advisory/2025-04-01/FinCEN-Advisory-ISIS-508C.pdf 2026-10-09 2025-04-01_FIN-2025-A001_isis-financing-advisory.pdf
FIN-2025-A003: Advisory on Chinese money laundering networks used by Mexico-based TCOs (CVC mirror transactions) FinCEN 2025-08-28 https://www.fincen.gov/system/files/2025-08/FinCEN-Advisory-CMLN-508.pdf 2026-10-09 2025-08-28_FIN-2025-A003_chinese-money-laundering-networks-advisory.pdf

Alert

Title Issuer / author Date URL Retrieved File
FIN-2020-Alert001: CVC scam involving Twitter FinCEN 2020-07-16 https://www.fincen.gov/system/files/2020-07/FinCEN%20Alert%20Twitter_508%20FINAL.pdf 2026-10-09 2020-07-16_FIN-2020-Alert001_twitter-cvc-scam.pdf
FIN-2022-Alert001: Potential Russian sanctions evasion attempts (CVC red flags) FinCEN 2022-03-07 https://www.fincen.gov/system/files/2022-03/FinCEN%20Alert%20Russian%20Sanctions%20Evasion%20FINAL%20508.pdf 2026-10-09 2022-03-07_FIN-2022-Alert001_russia-sanctions-evasion.pdf
FIN-2023-Alert005: Prevalent virtual currency investment scam known as 'pig butchering' FinCEN 2023-09-08 https://www.fincen.gov/system/files/shared/FinCEN_Alert_Pig_Butchering_FINAL_508c.pdf 2026-10-09 2023-09-08_FIN-2023-Alert005_pig-butchering.pdf
FIN-2023-Alert006: Hamas terrorist financing (virtual currency fundraising) FinCEN 2023-10-20 https://www.fincen.gov/system/files/2025-09/FinCEN_Alert_Terrorist_Financing_proof1.pdf 2026-10-09 2023-10-20_FIN-2023-Alert006_hamas-terrorist-financing.pdf
FIN-2024-Alert004: Fraud schemes involving deepfake media (CVC mentions) FinCEN 2024-11-13 https://www.fincen.gov/system/files/shared/FinCEN-Alert-DeepFakes-Alert508FINAL.pdf 2026-10-09 2024-11-13_FIN-2024-Alert004_deepfake-fraud.pdf
FIN-2024-Alert005: Fraud schemes abusing FinCEN's name and the MSB registration tool FinCEN 2024-12-18 https://www.fincen.gov/system/files/2024-12/Alert-FinCEN-Scams-FINAL508.pdf 2026-10-09 2024-12-18_FIN-2024-Alert005_fincen-impersonation-msb-registration-scams.pdf
FIN-2026-Alert002: IRGC use of front companies, facilitators and digital asset infrastructure FinCEN 2026-05-11 https://www.fincen.gov/system/files/2026-05/FinCEN-Alert-IRGC.pdf 2026-10-09 2026-05-11_FIN-2026-Alert002_irgc-digital-asset-infrastructure.pdf
FIN-2026-Alert003: Supplemental alert on cartel fuel smuggling (stablecoin payments) FinCEN 2026-06-30 https://www.fincen.gov/system/files/2026-06/FinCEN-Alert-Fiscal-Fuel-Theft.pdf 2026-10-09 2026-06-30_FIN-2026-Alert003_fuel-smuggling.pdf
FIN-2026-Alert004: Fraud schemes targeting federal student aid (digital asset cash-out) FinCEN 2026-07-24 https://www.fincen.gov/system/files/2026-07/FinCEN-Alert-Fraud-Schemes-Targeting-Federal-Student-Aid.pdf 2026-10-09 2026-07-24_FIN-2026-Alert004_student-aid-fraud.pdf
FIN-2026-Alert005: Money laundering associated with digital asset investment scam centers FinCEN 2026-09-03 https://www.fincen.gov/system/files/2026-08/FinCEN-Alert-Scam-Centers.pdf 2026-10-09 2026-09-03_FIN-2026-Alert005_scam-centers.pdf
FIN-2026-Alert007: Alert on the A7 Network (A7A5 ruble stablecoin) FinCEN 2026-10-01 https://www.fincen.gov/system/files/2026-10/FinCEN-Alert-A7-Network.pdf 2026-10-09 2026-10-01_FIN-2026-Alert007_a7-network.pdf

Notice

Title Issuer / author Date URL Retrieved File
FIN-2025-NTC1: Use of CVC kiosks for scam payments and other illicit activity FinCEN 2025-08-04 https://www.fincen.gov/system/files/2025-08/FinCEN-Notice-CVCKIOSK.pdf 2026-10-09 2025-08-04_FIN-2025-NTC1_cvc-kiosks.pdf
FIN-2025-NTC2: Financially motivated sextortion (CVC payments) FinCEN 2025-09-08 https://www.fincen.gov/system/files/2025-09/FinCEN-Notice-FMS-508C.pdf 2026-10-09 2025-09-08_FIN-2025-NTC2_sextortion.pdf
FinCEN Whistleblower Bulletin: Iran-related illicit finance (digital asset red flags) FinCEN 2026-09 (month of posting) https://www.fincen.gov/system/files/2026-09/Iran-FinCEN-WB-Bulletin-RE-Iran.pdf 2026-10-09 2026-09_whistleblower-bulletin-iran.pdf

Financial Trend Analysis

Title Issuer / author Date URL Retrieved File
Financial Trend Analysis: Ransomware Trends in BSA Data, Jan-Jun 2021 FinCEN 2021-10-15 https://www.fincen.gov/system/files/shared/Financial%20Trend%20Analysis_Ransomware%20508%20FINAL.pdf 2026-10-09 2021-10-15_FTA_ransomware-2021H1.pdf
Financial Trend Analysis: Ransomware Trends in BSA Data, Jul-Dec 2021 FinCEN 2022-11-01 https://www.fincen.gov/system/files/2022-11/Financial%20Trend%20Analysis_Ransomware%20FTA%202_508%20FINAL.pdf 2026-10-09 2022-11-01_FTA_ransomware-2021H2.pdf
Financial Trend Analysis: CVC use in online child sexual exploitation and human trafficking (BSA data 2020-2021) FinCEN 2024-02-13 https://www.fincen.gov/system/files/shared/FTA_Human_Trafficking_FINAL508.pdf 2026-10-09 2024-02-13_FTA_cvc-child-exploitation-trafficking.pdf
Financial Trend Analysis: Ransomware incidents in BSA data 2022-2024 FinCEN 2025-12-04 https://www.fincen.gov/system/files/2025-12/FTA-Ransomware.pdf 2026-10-09 2025-12-04_FTA_ransomware-2022-2024.pdf
Financial Trend Analysis: Digital asset investment scams (BSA data Sept 2023 - Dec 2025) FinCEN 2026-09-03 https://www.fincen.gov/system/files/2026-08/FinCEN-FTA-Digital-Asset-Investment-Scams.pdf 2026-10-09 2026-09-03_FTA_digital-asset-investment-scams.pdf

Fact sheet / FAQ

Title Issuer / author Date URL Retrieved File
FAQs on the Bitzlato section 9714 order FinCEN 2023-01-18 https://www.fincen.gov/system/files/shared/FAQs_Bitzlato%20FINAL%20508.pdf 2026-10-09 2023-01-18_Bitzlato-order-FAQs.pdf
Fact sheet: PPSI AML/CFT and sanctions compliance program NPRM FinCEN/OFAC 2026-04-08 https://www.fincen.gov/system/files/2026-04/FactSheet-PPSI-program-NPRM.pdf 2026-10-09 2026-04-08_fact-sheet_PPSI-AML-program-NPRM.pdf
Fact sheet: PPSI customer identification program NPRM FinCEN with OCC, Fed, FDIC, NCUA 2026-06-18 https://www.fincen.gov/system/files/2026-06/GENIUS-CIP-NPRM-FactSheet.pdf 2026-10-09 2026-06-18_fact-sheet_PPSI-CIP-NPRM.pdf

Enforcement

Title Issuer / author Date URL Retrieved File
Assessment of Civil Money Penalty: In the Matter of Ripple Labs Inc. and XRP II, LLC (No. 2015-05) FinCEN 2015-05-05 https://www.fincen.gov/system/files/shared/Ripple_Assessment.pdf 2026-10-09 2015-05-05_EA-2015-05_ripple-labs_assessment.pdf
Press release PDF posted as the Ripple enforcement-action file on FinCEN's enforcement list FinCEN 2015-05-05 https://www.fincen.gov/system/files/enforcement_action/2020-05-21/20150505.pdf 2026-10-09 2015-05-05_EA-2015-05_ripple-labs_press-release.pdf
Ripple Labs: Attachment A, Statement of Facts and Violations FinCEN / USAO N.D. Cal. 2015-05-05 https://www.fincen.gov/system/files/shared/Ripple_Facts.pdf 2026-10-09 2015-05-05_EA-2015-05_ripple-labs_statement-of-facts.pdf
Ripple Labs: Attachment B, Remedial Framework FinCEN / USAO N.D. Cal. 2015-05-05 https://www.fincen.gov/system/files/shared/Ripple_Remedial_Measures.pdf 2026-10-09 2015-05-05_EA-2015-05_ripple-labs_remedial-framework.pdf
Assessment: In the Matter of BTC-e a/k/a Canton Business Corporation and Alexander Vinnik (No. 2017-03) FinCEN 2017-07-26 https://www.fincen.gov/system/files/enforcement_action/2023-04-05/Assessment_for_BTCeVinnik_FINAL2.pdf 2026-10-09 2017-07-26_EA-2017-03_btc-e-vinnik.pdf
Assessment: In the Matter of Eric Powers (No. 2019-01) FinCEN 2019-04-18 https://www.fincen.gov/system/files/enforcement_action/2023-04-05/Assessment_Eric_Powers_Final_for_Posting_04.18.19.pdf 2026-10-09 2019-04-18_EA-2019-01_eric-powers.pdf
Assessment: In the Matter of Larry Dean Harmon d/b/a Helix (No. 2020-2) FinCEN 2020-10-19 https://www.fincen.gov/system/files/enforcement_action/2023-04-05/HarmonHelix_Assessment_and_SoF_508_101920.pdf 2026-10-09 2020-10-19_EA-2020-2_harmon-helix.pdf
Assessment: In the Matter of HDR Global Trading Ltd. et al. d/b/a BitMEX (No. 2021-02) FinCEN 2021-08-10 https://www.fincen.gov/system/files/enforcement_action/2021-08-10/Assessment_BITMEX_508_FINAL_0.pdf 2026-10-09 2021-08-10_EA-2021-02_bitmex.pdf
Consent Order: In the Matter of Bittrex, Inc. (No. 2022-03) FinCEN 2022-10-11 https://www.fincen.gov/system/files/enforcement_action/2023-04-04/Bittrex_Consent_Order_10.11.2022.pdf 2026-10-09 2022-10-11_EA-2022-03_bittrex.pdf
Consent Order: In the Matter of Binance Holdings Ltd. et al. (No. 2023-04) FinCEN 2023-11-21 https://www.fincen.gov/system/files/enforcement_action/2023-11-21/FinCEN_Consent_Order_2023-04_FINAL508.pdf 2026-10-09 2023-11-21_EA-2023-04_binance.pdf
Consent Order: Paxful, Inc. and Paxful USA, Inc. (No. 2025-02) FinCEN 2025-12-09 https://www.fincen.gov/system/files/2025-12/PaxfulConsentOrder.pdf 2026-10-09 2025-12-09_EA-2025-02_paxful.pdf

Federal Register

Title Issuer / author Date URL Retrieved File
Final rule: Definitions relating to, and registration of, money services businesses (64 FR 45438) FinCEN 1999-08-20 https://www.govinfo.gov/content/pkg/FR-1999-08-20/pdf/99-21667.pdf 2026-10-09 1999-08-20_64FR45438_msb-definitions-registration-final-rule.pdf
Final rule: BSA regulations; definitions and other regulations relating to MSBs ('other value that substitutes for currency') (76 FR 43585) FinCEN 2011-07-21 https://www.govinfo.gov/content/pkg/FR-2011-07-21/pdf/2011-18309.pdf 2026-10-09 2011-07-21_76FR43585_msb-definitions-final-rule.pdf
Notice of finding that Liberty Reserve S.A. is of primary money laundering concern (78 FR 34169) FinCEN 2013-06-06 https://www.govinfo.gov/content/pkg/FR-2013-06-06/pdf/2013-12944.pdf 2026-10-09 2013-06-06_78FR34169_liberty-reserve-311-finding.pdf
NPRM: Imposition of special measure against Liberty Reserve S.A. (78 FR 34008) FinCEN 2013-06-06 https://www.govinfo.gov/content/pkg/FR-2013-06-06/pdf/2013-12945.pdf 2026-10-09 2013-06-06_78FR34008_liberty-reserve-311-nprm.pdf
Withdrawal of finding and NPRM regarding Liberty Reserve S.A. (81 FR 9139) FinCEN 2016-02-24 https://www.govinfo.gov/content/pkg/FR-2016-02-24/pdf/2016-03830.pdf 2026-10-09 2016-02-24_81FR9139_liberty-reserve-withdrawal.pdf
Joint NPRM (Fed + FinCEN): $250 cross-border threshold for Recordkeeping/Travel Rules; CVC is 'money' (85 FR 68005) Federal Reserve Board and FinCEN 2020-10-27 https://www.govinfo.gov/content/pkg/FR-2020-10-27/pdf/2020-23756.pdf 2026-10-09 2020-10-27_85FR68005_travel-rule-threshold-cvc-nprm.pdf
NPRM: Requirements for Certain Transactions Involving CVC or Digital Assets ('unhosted wallet' rule) (85 FR 83840) FinCEN 2020-12-23 https://www.govinfo.gov/content/pkg/FR-2020-12-23/pdf/2020-28437.pdf 2026-10-09 2020-12-23_85FR83840_unhosted-wallet-nprm.pdf
Unhosted wallet NPRM: reopening of comment period (86 FR 3897) FinCEN 2021-01-15 https://www.govinfo.gov/content/pkg/FR-2021-01-15/pdf/2021-01016.pdf 2026-10-09 2021-01-15_86FR3897_unhosted-wallet-reopening.pdf
Unhosted wallet NPRM: extension of comment period to Mar 29, 2021 (86 FR 7352) FinCEN 2021-01-28 https://www.govinfo.gov/content/pkg/FR-2021-01-28/pdf/2021-01918.pdf 2026-10-09 2021-01-28_86FR7352_unhosted-wallet-extension.pdf
Order: Imposition of special measure prohibiting transmittals of funds involving Bitzlato (88 FR 3919) FinCEN 2023-01-23 (order dated 2023-01-18) https://www.govinfo.gov/content/pkg/FR-2023-01-23/pdf/2023-01189.pdf 2026-10-09 2023-01-23_88FR3919_bitzlato-9714-order.pdf
NPRM: Special measure regarding CVC mixing as a class of transactions of primary money laundering concern (88 FR 72701) FinCEN 2023-10-23 https://www.govinfo.gov/content/pkg/FR-2023-10-23/pdf/2023-23449.pdf 2026-10-09 2023-10-23_88FR72701_cvc-mixing-311-nprm.pdf
Order: Special measure prohibiting transmittals of funds involving PM2BTC (89 FR 82499) FinCEN 2024-10-11 (announced 2024-09-26) https://www.govinfo.gov/content/pkg/FR-2024-10-11/pdf/2024-23430.pdf 2026-10-09 2024-10-11_89FR82499_pm2btc-9714-order.pdf
NPRM: Special measure regarding Huione Group (90 FR 18934) FinCEN 2025-05-05 https://www.govinfo.gov/content/pkg/FR-2025-05-05/pdf/2025-07837.pdf 2026-10-09 2025-05-05_90FR18934_huione-311-nprm.pdf
Final rule: Special measure regarding Huione Group (90 FR 48295) FinCEN 2025-10-16 https://www.govinfo.gov/content/pkg/FR-2025-10-16/pdf/2025-19571.pdf 2026-10-09 2025-10-16_90FR48295_huione-311-final-rule.pdf
NPRM: Permitted Payment Stablecoin Issuer AML/CFT program and sanctions compliance program requirements (91 FR 18582) FinCEN and OFAC 2026-04-10 https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-06963.pdf 2026-10-09 2026-04-10_91FR18582_ppsi-aml-sanctions-program-nprm.pdf
NPRM: Anti-Money Laundering and Countering the Financing of Terrorism Programs (all FIs, incl. MSBs) (91 FR 18704) FinCEN 2026-04-10 https://www.govinfo.gov/content/pkg/FR-2026-04-10/pdf/2026-07033.pdf 2026-10-09 2026-04-10_91FR18704_aml-cft-programs-nprm.pdf
NPRM: Permitted Payment Stablecoin Issuer Customer Identification Program (91 FR 37234) FinCEN, OCC, Fed, FDIC, NCUA 2026-06-22 https://www.govinfo.gov/content/pkg/FR-2026-06-22/pdf/2026-12460.pdf 2026-10-09 2026-06-22_91FR37234_ppsi-cip-nprm.pdf
NPRM: Amend definition of Huione Group to add H-Pay Service PLC and successor entities (91 FR 38340) FinCEN 2026-06-25 https://www.govinfo.gov/content/pkg/FR-2026-06-25/pdf/2026-12794.pdf 2026-10-09 2026-06-25_91FR38340_huione-definition-amendment-nprm.pdf
Finding and NPRM: Special measure regarding transactions involving the A7 Network's sub-agents (91 FR 63208) FinCEN 2026-10-05 https://www.govinfo.gov/content/pkg/FR-2026-10-05/pdf/2026-20371.pdf 2026-10-09 2026-10-05_91FR63208_a7-network-9714-nprm.pdf
Withdrawal: CVC mixing finding and NPRM (91 FR 63513) FinCEN 2026-10-06 https://www.govinfo.gov/content/pkg/FR-2026-10-06/pdf/2026-20429.pdf 2026-10-09 2026-10-06_91FR63513_cvc-mixing-nprm-withdrawal.pdf
Withdrawal: Requirements for Certain Transactions Involving CVC or Digital Assets (91 FR 63514) FinCEN 2026-10-06 https://www.govinfo.gov/content/pkg/FR-2026-10-06/pdf/2026-20430.pdf 2026-10-09 2026-10-06_91FR63514_unhosted-wallet-nprm-withdrawal.pdf

Federal Register (related, Treasury)

Title Issuer / author Date URL Retrieved File
Request for comment: Innovative methods to detect illicit activity involving digital assets (GENIUS Act sec. 9) (90 FR 40148) Treasury Department 2025-08-18 https://www.govinfo.gov/content/pkg/FR-2025-08-18/pdf/2025-15697.pdf 2026-10-09 2025-08-18_90FR40148_treasury-rfc-detecting-illicit-digital-asset-activity.pdf
ANPRM: GENIUS Act Implementation (90 FR 45159) Treasury Department 2025-09-19 https://www.govinfo.gov/content/pkg/FR-2025-09-19/pdf/2025-18226.pdf 2026-10-09 2025-09-19_90FR45159_treasury-genius-act-anprm.pdf
NPRM: GENIUS Act regulations on payment stablecoin issuance, offer and sale (91 FR 53368) Treasury Department 2026-08-18 https://www.govinfo.gov/content/pkg/FR-2026-08-18/pdf/2026-16796.pdf 2026-10-09 2026-08-18_91FR53368_treasury-genius-issuance-nprm.pdf

Statute / regulation

Title Issuer / author Date URL Retrieved File
31 CFR 1010.100 General definitions (incl. (ff) MSB and (ff)(5) money transmitter), CFR edition of July 1, 2025 Office of the Federal Register / FinCEN 2025-07-01 edition https://www.govinfo.gov/content/pkg/CFR-2025-title31-vol3/pdf/CFR-2025-title31-vol3-sec1010-100.pdf 2026-10-09 law_31CFR1010.100_definitions_2025-07-01ed.pdf
31 CFR 1010.311 Filing obligations for reports of transactions in currency (CTR) Office of the Federal Register / FinCEN 2025-07-01 edition https://www.govinfo.gov/content/pkg/CFR-2025-title31-vol3/pdf/CFR-2025-title31-vol3-sec1010-311.pdf 2026-10-09 law_31CFR1010.311_currency-transaction-reports_2025-07-01ed.pdf
31 CFR 1010.410 Records to be made and retained by financial institutions (Recordkeeping Rule (e), Travel Rule (f), $3,000) Office of the Federal Register / FinCEN 2025-07-01 edition https://www.govinfo.gov/content/pkg/CFR-2025-title31-vol3/pdf/CFR-2025-title31-vol3-sec1010-410.pdf 2026-10-09 law_31CFR1010.410_recordkeeping-and-travel-rule_2025-07-01ed.pdf
31 CFR 1010.810 Enforcement; delegation of examination authority (IRS examines non-bank MSBs) Office of the Federal Register / FinCEN 2025-07-01 edition https://www.govinfo.gov/content/pkg/CFR-2025-title31-vol3/pdf/CFR-2025-title31-vol3-sec1010-810.pdf 2026-10-09 law_31CFR1010.810_enforcement-delegations_2025-07-01ed.pdf
31 CFR 1022.100 Definitions (MSB part) Office of the Federal Register / FinCEN 2025-07-01 edition https://www.govinfo.gov/content/pkg/CFR-2025-title31-vol3/pdf/CFR-2025-title31-vol3-sec1022-100.pdf 2026-10-09 law_31CFR1022.100_msb-definitions_2025-07-01ed.pdf
31 CFR 1022.210 Anti-money laundering programs for MSBs Office of the Federal Register / FinCEN 2025-07-01 edition https://www.govinfo.gov/content/pkg/CFR-2025-title31-vol3/pdf/CFR-2025-title31-vol3-sec1022-210.pdf 2026-10-09 law_31CFR1022.210_msb-aml-program_2025-07-01ed.pdf
31 CFR 1022.320 Reports by MSBs of suspicious transactions ($2,000) Office of the Federal Register / FinCEN 2025-07-01 edition https://www.govinfo.gov/content/pkg/CFR-2025-title31-vol3/pdf/CFR-2025-title31-vol3-sec1022-320.pdf 2026-10-09 law_31CFR1022.320_msb-sar_2025-07-01ed.pdf
31 CFR 1022.380 Registration of money services businesses (180 days; renew every 2 years; agent list) Office of the Federal Register / FinCEN 2025-07-01 edition https://www.govinfo.gov/content/pkg/CFR-2025-title31-vol3/pdf/CFR-2025-title31-vol3-sec1022-380.pdf 2026-10-09 law_31CFR1022.380_msb-registration_2025-07-01ed.pdf
31 CFR 1022.410 Additional records to be made and retained by dealers in foreign exchange (MSB part) Office of the Federal Register / FinCEN 2025-07-01 edition https://www.govinfo.gov/content/pkg/CFR-2025-title31-vol3/pdf/CFR-2025-title31-vol3-sec1022-410.pdf 2026-10-09 law_31CFR1022.410_msb-recordkeeping_2025-07-01ed.pdf
31 U.S.C. 5312 Definitions (BSA), US Code 2024 edition Office of the Law Revision Counsel via GPO 2024 edition https://www.govinfo.gov/content/pkg/USCODE-2024-title31/pdf/USCODE-2024-title31-subtitleIV-chap53-subchapII-sec5312.pdf 2026-10-09 law_31USC5312_definitions_2024ed.pdf
31 U.S.C. 5318 Compliance, exemptions, and summons authority (AML programs, SARs) Office of the Law Revision Counsel via GPO 2024 edition https://www.govinfo.gov/content/pkg/USCODE-2024-title31/pdf/USCODE-2024-title31-subtitleIV-chap53-subchapII-sec5318.pdf 2026-10-09 law_31USC5318_compliance-and-program-authority_2024ed.pdf
31 U.S.C. 5330 Registration of money transmitting businesses ('value that substitutes for currency') Office of the Law Revision Counsel via GPO 2024 edition https://www.govinfo.gov/content/pkg/USCODE-2024-title31/pdf/USCODE-2024-title31-subtitleIV-chap53-subchapII-sec5330.pdf 2026-10-09 law_31USC5330_money-transmitting-business-registration_2024ed.pdf
18 U.S.C. 1960 Prohibition of unlicensed money transmitting businesses Office of the Law Revision Counsel via GPO 2024 edition https://www.govinfo.gov/content/pkg/USCODE-2024-title18/pdf/USCODE-2024-title18-partI-chap95-sec1960.pdf 2026-10-09 law_18USC1960_unlicensed-money-transmitting_2024ed.pdf

Court judgment

Title Issuer / author Date URL Retrieved File
United States v. Harmon, No. 19-cr-395 (BAH), Memorandum Opinion denying motion to dismiss (bitcoin is money; Helix a money transmitting business) U.S. District Court for the District of Columbia (Chief Judge Howell) 2020-07-24 https://www.govinfo.gov/content/pkg/USCOURTS-dcd-1_19-cr-00395/pdf/USCOURTS-dcd-1_19-cr-00395-0.pdf 2026-10-09 court_2020-07-24_US-v-Harmon_DDC_19-cr-395_mem-op.pdf
United States v. Harmon, Memorandum Opinion denying vagueness challenge to 1960 and D.C. MTA counts U.S. District Court for the District of Columbia (Chief Judge Howell) 2021-04-16 https://www.govinfo.gov/content/pkg/USCOURTS-dcd-1_19-cr-00395/pdf/USCOURTS-dcd-1_19-cr-00395-3.pdf 2026-10-09 court_2021-04-16_US-v-Harmon_DDC_19-cr-395_mem-op-vagueness.pdf

Court judgment (related, OFAC)

Title Issuer / author Date URL Retrieved File
Van Loon v. Department of the Treasury, No. 23-50669 (5th Cir.) (Tornado Cash immutable smart contracts not 'property' under IEEPA) U.S. Court of Appeals for the Fifth Circuit 2024-11-26 https://www.ca5.uscourts.gov/opinions/pub/23/23-50669-CV0.pdf 2026-10-09 court_2024-11-26_Van-Loon-v-Treasury_5th-Cir.pdf

Related agency

Title Issuer / author Date URL Retrieved File
IRS Notice 2014-21: tax treatment of virtual currency (property) Internal Revenue Service 2014-03-25 (issued) https://www.irs.gov/pub/irs-drop/n-14-21.pdf 2026-10-09 related_2014-03-25_IRS-Notice-2014-21_virtual-currency-tax.pdf
IRS Announcement 2024-4: transitional guidance on section 6050I (Form 8300) reporting of digital assets Internal Revenue Service 2024-01-16 (issued) https://www.irs.gov/pub/irs-drop/a-24-04.pdf 2026-10-09 related_2024-01-16_IRS-Announcement-2024-4_6050I-digital-assets.pdf
OFAC: Sanctions Compliance Guidance for the Virtual Currency Industry Office of Foreign Assets Control 2021-10 (PDF dated Oct 13-15, 2021) https://ofac.treasury.gov/media/913571/download?inline 2026-10-09 related_2021-10_OFAC-sanctions-compliance-guidance-virtual-currency.pdf
CFTC: In re Coinflip, Inc., CFTC Docket No. 15-29 (bitcoin is a commodity) Commodity Futures Trading Commission 2015-09-17 https://www.cftc.gov/sites/default/files/idc/groups/public/@lrenforcementactions/documents/legalpleading/enfcoinfliprorder09172015.pdf 2026-10-09 related_2015-09-17_CFTC-In-re-Coinflip-order.pdf

Press releases, readouts and speeches (HTML pages, full copies)

Title Issuer / author Date URL Retrieved File
Press release: FinCEN Issues Guidance on Virtual Currencies and Regulatory Responsibilities FinCEN 2013-03-18 https://www.fincen.gov/news/news-releases/fincen-issues-guidance-virtual-currencies-and-regulatory-responsibilities 2026-10-09 pr_2013-03-18_guidance-on-virtual-currencies.html
Press release: Treasury Identifies Virtual Currency Provider Liberty Reserve as a Financial Institution of Primary Money Laundering Concern FinCEN/Treasury 2013-05-28 https://www.fincen.gov/news/news-releases/treasury-identifies-virtual-currency-provider-liberty-reserve-financial 2026-10-09 pr_2013-05-28_liberty-reserve-311.html
Press release: FinCEN Publishes Two Rulings on Virtual Currency Miners and Investors FinCEN 2014-01-30 https://www.fincen.gov/news/news-releases/fincen-publishes-two-rulings-virtual-currency-miners-and-investors 2026-10-09 pr_2014-01-30_rulings-miners-investors.html
Press release: FinCEN Fines Ripple Labs Inc. in First Civil Enforcement Action Against a Virtual Currency Exchanger FinCEN 2015-05-05 https://www.fincen.gov/news/news-releases/fincen-fines-ripple-labs-inc-first-civil-enforcement-action-against-virtual 2026-10-09 pr_2015-05-05_ripple-labs-penalty.html
Press release: FinCEN Fines BTC-e Virtual Currency Exchange $110 Million FinCEN 2017-07-27 https://www.fincen.gov/news/news-releases/fincen-fines-btc-e-virtual-currency-exchange-110-million-facilitating-ransomware 2026-10-09 pr_2017-07-27_btc-e-penalty.html
Prepared remarks of FinCEN Director Kenneth A. Blanco, 2018 Chicago-Kent Block (Legal) Tech Conference FinCEN 2018-08-09 https://www.fincen.gov/news/speeches/prepared-remarks-fincen-director-kenneth-blanco-delivered-2018-chicago-kent-block 2026-10-09 speech_2018-08-09_blanco-chicago-kent-block-legal-tech.html
Press release: FinCEN Penalizes Peer-to-Peer Virtual Currency Exchanger FinCEN 2019-04-18 https://www.fincen.gov/news/news-releases/fincen-penalizes-peer-peer-virtual-currency-exchanger-violations-anti-money 2026-10-09 pr_2019-04-18_eric-powers-p2p-penalty.html
Press release: New FinCEN Guidance Affirms Its Longstanding Regulatory Framework for Virtual Currencies FinCEN 2019-05-09 https://www.fincen.gov/news/news-releases/new-fincen-guidance-affirms-its-longstanding-regulatory-framework-virtual 2026-10-09 pr_2019-05-09_cvc-guidance-and-advisory.html
Press release: Leaders of CFTC, FinCEN, and SEC Issue Joint Statement on Activities Involving Digital Assets FinCEN 2019-10-11 https://www.fincen.gov/news/news-releases/leaders-cftc-fincen-and-sec-issue-joint-statement-activities-involving-digital 2026-10-09 pr_2019-10-11_cftc-fincen-sec-joint-statement.html
Prepared remarks of FinCEN Director Kenneth A. Blanco at Chainalysis Blockchain Symposium FinCEN 2019-11-15 https://www.fincen.gov/news/speeches/prepared-remarks-fincen-director-kenneth-blanco-chainalysis-blockchain-symposium 2026-10-09 speech_2019-11-15_blanco-chainalysis-symposium.html
Press release: Financial Intelligence Units Meet to Discuss Global Issues Surrounding Virtual Assets FinCEN 2020-02-19 https://www.fincen.gov/news/news-releases/financial-intelligence-units-meet-discuss-global-issues-surrounding-virtual 2026-10-09 pr_2020-02-19_fius-virtual-assets.html
Prepared remarks of FinCEN Director Kenneth A. Blanco, Consensus Blockchain Conference FinCEN 2020-05-13 https://www.fincen.gov/news/speeches/prepared-remarks-fincen-director-kenneth-blanco-delivered-consensus-blockchain 2026-10-09 speech_2020-05-13_blanco-consensus.html
Press release: First Bitcoin 'Mixer' Penalized by FinCEN FinCEN 2020-10-19 https://www.fincen.gov/news/news-releases/first-bitcoin-mixer-penalized-fincen-violating-anti-money-laundering-laws 2026-10-09 pr_2020-10-19_helix-first-mixer-penalty.html
Press release: FinCEN Proposes Rule Aimed at Closing AML Regulatory Gaps for Certain CVC and Digital Asset Transactions FinCEN/Treasury 2020-12-18 https://www.fincen.gov/news/news-releases/treasury-news-release-financial-crimes-enforcement-network-proposes-rule-aimed 2026-10-09 pr_2020-12-18_unhosted-wallet-nprm.html
Press release: FinCEN Extends Comment Period (unhosted wallet NPRM) FinCEN 2021-01-14 https://www.fincen.gov/news/news-releases/fincen-extends-comment-period-rule-aimed-closing-anti-money-laundering 2026-10-09 pr_2021-01-14_unhosted-wallet-comment-extension.html
Press release: FinCEN Extends Reopened Comment Period (unhosted wallet NPRM) FinCEN 2021-01-26 https://www.fincen.gov/news/news-releases/fincen-extends-reopened-comment-period-proposed-rulemaking-certain-convertible 2026-10-09 pr_2021-01-26_unhosted-wallet-reopened-extension.html
Press release: FinCEN Welcomes First-Ever Chief Digital Currency Advisor FinCEN 2021-07-06 https://www.fincen.gov/news/news-releases/fincen-welcomes-first-ever-chief-digital-currency-advisor-and-first-director 2026-10-09 pr_2021-07-06_chief-digital-currency-advisor.html
Press release: FinCEN Announces $100 Million Enforcement Action Against BitMEX FinCEN 2021-08-10 https://www.fincen.gov/news/news-releases/fincen-announces-100-million-enforcement-action-against-unregistered-futures 2026-10-09 pr_2021-08-10_bitmex-penalty.html
Prepared remarks of Alessio Evangelista (FinCEN Enforcement) at Chainalysis Links FinCEN 2022-05-19 https://www.fincen.gov/news/speeches/prepared-remarks-alessio-evangelista-associate-director-enforcement-and-compliance 2026-10-09 speech_2022-05-19_evangelista-chainalysis-links.html
Press release: FinCEN Announces $29 Million Enforcement Action Against Bittrex FinCEN 2022-10-11 https://www.fincen.gov/news/news-releases/fincen-announces-29-million-enforcement-action-against-virtual-asset-service 2026-10-09 pr_2022-10-11_bittrex-penalty.html
Press release: FinCEN Identifies Virtual Currency Exchange Bitzlato as a 'Primary Money Laundering Concern' FinCEN 2023-01-18 https://www.fincen.gov/news/news-releases/fincen-identifies-virtual-currency-exchange-bitzlato-primary-money-laundering 2026-10-09 pr_2023-01-18_bitzlato-9714.html
Press release: FinCEN Proposes New Regulation to Enhance Transparency in CVC Mixing FinCEN 2023-10-19 https://www.fincen.gov/news/news-releases/fincen-proposes-new-regulation-enhance-transparency-convertible-virtual-currency 2026-10-09 pr_2023-10-19_cvc-mixing-nprm.html
Readout: FinCEN Joins Harvard Kennedy School Event on Cryptocurrency in Financing Terrorism FinCEN 2023-11-14 https://www.fincen.gov/news/news-releases/readout-fincen-joins-harvard-kennedy-school-event-role-cryptocurrency-financing 2026-10-09 pr_2023-11-14_readout-crypto-terrorist-financing.html
Press release: FinCEN Announces Largest Settlement in Treasury History with Binance FinCEN 2023-11-21 https://www.fincen.gov/news/news-releases/fincen-announces-largest-settlement-us-treasury-department-history-virtual-asset 2026-10-09 pr_2023-11-21_binance-settlement.html
Press release: FinCEN Sees Increase in BSA Reporting Involving CVC for Online Child Sexual Exploitation and Human Trafficking FinCEN 2024-02-13 https://www.fincen.gov/news/news-releases/fincen-sees-increase-bsa-reporting-involving-use-convertible-virtual-currency 2026-10-09 pr_2024-02-13_fta-cvc-child-exploitation.html
Press release: Treasury Takes Coordinated Actions Against Illicit Russian Virtual Currency Exchanges (PM2BTC, Cryptex) FinCEN/Treasury 2024-09-26 https://www.fincen.gov/news/news-releases/treasury-takes-coordinated-actions-against-illicit-russian-virtual-currency 2026-10-09 pr_2024-09-26_pm2btc-cryptex.html
Press release: FinCEN Finds Cambodia-Based Huione Group to be of Primary Money Laundering Concern FinCEN 2025-05-01 https://www.fincen.gov/news/news-releases/fincen-finds-cambodia-based-huione-group-be-primary-money-laundering-concern 2026-10-09 pr_2025-05-01_huione-nprm.html
Press release: FinCEN Issues Notice on the Use of CVC Kiosks for Scam Payments FinCEN 2025-08-04 https://www.fincen.gov/news/news-releases/fincen-issues-notice-use-convertible-virtual-currency-kiosks-scam-payments-and 2026-10-09 pr_2025-08-04_cvc-kiosk-notice.html
Readout: FinCEN Exchange on digital assets innovation and fraud (held July 15, 2025) FinCEN 2025-08-06 https://www.fincen.gov/news/news-releases/readout-fincen-convenes-public-private-partnership-promote-innovation-and 2026-10-09 pr_2025-08-06_readout-digital-assets-fincen-exchange.html
Press release: Treasury Issues Request for Comment Related to the GENIUS Act FinCEN/Treasury 2025-08-18 https://www.fincen.gov/news/news-releases/treasury-issues-request-comment-related-guiding-and-establishing-national 2026-10-09 pr_2025-08-18_genius-act-rfc.html
Press release: Treasury Seeks Public Comment on Implementation of the GENIUS Act FinCEN/Treasury 2025-09-19 https://www.fincen.gov/news/news-releases/treasury-seeks-public-comment-implementation-genius-act 2026-10-09 pr_2025-09-19_genius-act-anprm.html
Press release: FinCEN Issues Final Rule Severing Huione Group from the U.S. Financial System FinCEN 2025-10-14 https://www.fincen.gov/news/news-releases/fincen-issues-final-rule-severing-huione-group-us-financial-system 2026-10-09 pr_2025-10-14_huione-final-rule.html
Press release: FinCEN Issues Financial Trend Analysis on Ransomware FinCEN 2025-12-04 https://www.fincen.gov/news/news-releases/fincen-issues-financial-trend-analysis-ransomware 2026-10-09 pr_2025-12-04_fta-ransomware.html
Press release: FinCEN Assesses $3.5 Million Penalty Against Paxful FinCEN 2025-12-09 https://www.fincen.gov/news/news-releases/fincen-assesses-35-million-penalty-against-paxful-facilitating-suspicious 2026-10-09 pr_2025-12-09_paxful-penalty.html
Press release: Treasury Proposes Rule to Implement the GENIUS Act's Requirements to Counter Illicit Finance FinCEN/Treasury 2026-04-08 https://www.fincen.gov/news/news-releases/treasury-proposes-rule-implement-genius-acts-requirements-counter-illicit 2026-10-09 pr_2026-04-08_ppsi-aml-nprm.html
Press release: FinCEN, Agencies Propose Rule to Implement GENIUS Act CIP Requirement FinCEN 2026-06-18 https://www.fincen.gov/news/news-releases/fincen-agencies-propose-rule-implement-genius-act-customer-identification 2026-10-09 pr_2026-06-18_ppsi-cip-nprm.html
Press release: FinCEN Proposes to Sever H-Pay Service PLC and Other Huione Group Successor Entities FinCEN 2026-06-23 https://www.fincen.gov/news/news-releases/fincen-proposes-sever-h-pay-service-plc-and-other-huione-group-successor 2026-10-09 pr_2026-06-23_huione-h-pay-nprm.html
Press release: FinCEN Extends Comment Period for Proposed Rule To Amend the Definition of Huione Group FinCEN 2026-07-22 https://www.fincen.gov/news/news-releases/fincen-extends-comment-period-proposed-rule-amend-definition-huione-group 2026-10-09 pr_2026-07-22_huione-amendment-comment-extension.html
Press release: FinCEN Identifies Nearly $13 Billion Linked to Suspected Digital Asset Scams Operated by Overseas Scam Centers FinCEN 2026-09-03 https://www.fincen.gov/news/news-releases/fincen-identifies-nearly-13-billion-linked-suspected-digital-asset-scams 2026-10-09 pr_2026-09-03_scam-centers-13-billion.html
Press release: FinCEN Announces Withdrawals of Proposed Digital Asset Related Rules FinCEN 2026-10-05 https://www.fincen.gov/news/news-releases/fincen-announces-withdrawals-proposed-digital-asset-related-rules 2026-10-09 pr_2026-10-05_withdrawals-of-digital-asset-rules.html

Unified Agenda entries (reginfo.gov HTML pages)

Title Issuer / author Date URL Retrieved File
Unified Agenda entry, RIN 1506-AB41 (Travel Rule threshold / CVC clarification NPRM): Completed Actions, withdrawn 04/16/2025 OIRA / Treasury-FinCEN (Unified Agenda, Spring 2025) Spring 2025 agenda https://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202504&RIN=1506-AB41 2026-10-09 reginfo_2025-spring_RIN-1506-AB41_travel-rule-cvc-nprm-withdrawn.html
Unified Agenda entry, RIN 1506-AB47 (unhosted wallet NPRM): Completed Actions, 'Withdrawn 04/12/2024' OIRA / Treasury-FinCEN (Unified Agenda, Spring 2024) Spring 2024 agenda https://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202404&RIN=1506-AB47 2026-10-09 reginfo_2024-spring_RIN-1506-AB47_unhosted-wallet-nprm-agenda-withdrawn.html
Unified Agenda entry, RIN 1506-AB64 (CVC mixing): Long-Term Actions, final action 12/2027 (before Oct 2026 withdrawal) OIRA / Treasury-FinCEN (Unified Agenda, Fall 2025) Fall 2025 agenda https://www.reginfo.gov/public/do/eAgendaViewRule?pubId=202510&RIN=1506-AB64 2026-10-09 reginfo_2025-fall_RIN-1506-AB64_cvc-mixing-long-term.html

Checked on 2026-10-09 but not saved (only one to three passing mentions of virtual currency)

These FinCEN publications were downloaded, text-searched and found to mention virtual currency, CVC, digital assets or stablecoins only in passing. They are listed so the search is reproducible; the notes do not rely on them.

Title Date URL Mentions found
FIN-2016-A005 Advisory on cyber-events and cyber-enabled crime 2016-10-25 https://www.fincen.gov/system/files/advisory/2016-10-25/Cyber%20Threats%20Advisory%20-%20FINAL%20508_2.pdf 1
FIN-2021-NTC4 Notice on environmental crimes 2021-11 https://www.fincen.gov/system/files/2021-11/FinCEN%20Environmental%20Crimes%20Notice%20508%20FINAL.pdf 2
Financial Threat Analysis: illicit wildlife trafficking (IWT) 2021-12 https://www.fincen.gov/system/files/2021-12/Financial_Threat_Analysis_IWT_FINAL%20508_122021.pdf 2
FIN-2022-Alert002 Russian elites' high-value assets 2022-03 https://www.fincen.gov/system/files/2022-03/FinCEN%20Alert%20Russian%20Elites%20High%20Value%20Assets_508%20FINAL.pdf 1
Financial Trend Analysis: Russian export controls (undated on index) https://www.fincen.gov/system/files/shared/FTA_Russian_Export_Controls_FINAL_508.pdf 1
FIN-2024-Alert003 Hizballah 2024 https://www.fincen.gov/system/files/shared/FinCEN-Alert-Hizballah-Alert-508C.pdf 3
FIN-2025-Alert001 bulk cash smuggling 2025 https://www.fincen.gov/system/files/shared/BCS-Alert-FINAL-508C.pdf 1
FIN-2025-Alert003 cross-border funds transfers 2025 https://www.fincen.gov/system/files/FinCEN_Alert_Cross_Border_FINAL508.pdf 2
FIN-2026-A001 health care fraud advisory 2026-03-30 https://www.fincen.gov/system/files/2026-03/FinCEN-Advisory-Health-Care-Fraud.pdf 2
FIN-2026-Alert001 federal child nutrition programs 2026-01 https://www.fincen.gov/system/files/2026-01/FinCEN-Alert-Federal-Child-Nutrition-Programs.pdf 1
FIN-2026-NTC1 human trafficking during the 2026 FIFA World Cup 2026-05-11 https://www.fincen.gov/system/files/2026-05/FinCEN-WCHT-Notice.pdf 1
FIN-2026-Alert006 Iranian commercial aviation procurement 2026-09-08 https://www.fincen.gov/system/files/2026-09/FinCEN-Alert-Iranian-Commercial-Aviation.pdf 2

FinCEN items with no CVC mentions that were also checked: the Kingdom Trust Co. consent order (2023-04-26), FIN-2025-A002 (Iran oil smuggling), FIN-2017-A008 (North Korea), FIN-2022-A001 (kleptocracy), FIN-2026-A002, and the 2026-04 general AML program NPRM fact sheet.

Secondary sources used in the notes (copyrighted; not saved, summarised in our own words in the notes)

Title Outlet / author Date URL Read
Treasury Just Withdrew Crypto Surveillance Rule Proposals Long Opposed by Coin Center Coin Center, Jason Somensatto (advocacy group) 2026-10-05 https://coincenter.org/treasury-just-withdrew-crypto-surveillance-rule-proposals-long-opposed-by-coin-center 2026-10-09
Treasury Kills Crypto 'Unhosted Wallet' and Mixer Surveillance Rules Yahoo Finance (syndicated crypto news) 2026-10-05 https://finance.yahoo.com/markets/crypto/articles/treasury-kills-crypto-unhosted-wallet-201938517.html 2026-10-09
FinCEN withdraws proposals on crypto recordkeeping ABA Banking Journal 2026-10-05 http://bankingjournal.aba.com/2026/10/fincen-withdraws-proposals-on-crypto-recordkeeping/ 2026-10-09
§307 and the Self-Hosted Wallet Question Croke Fairchild Duarte & Beres, David Lopez Kurtz (law-firm blog) 2026-07-01 https://crokefairchild.com/2026/07/%C2%A7307-and-the-self-hosted-wallet-question 2026-10-09
CLARITY Act Stalls in Senate as Three Disputes Block Crypto Regulation Yahoo Finance (syndicated crypto news) 2026-07-06 https://finance.yahoo.com/markets/crypto/articles/clarity-act-stalls-senate-three-100403007.html 2026-10-09
Ron Wyden Urges Senate to Keep Blockchain Regulatory Certainty Act in CLARITY Yahoo News 2026-07-09 https://www.yahoo.com/news/politics/articles/ron-wyden-urges-senate-keep-140215793.html 2026-10-09
Roman Storm's Tornado Cash Retrial Pushed to April 2027 Decrypt via Yahoo News 2026-08-26 (updated) https://www.yahoo.com/news/us/articles/roman-storms-tornado-cash-retrial-104235459.html 2026-10-09
Samourai Wallet devs plead guilty to money-transmitting charge Yahoo Finance (syndicated) 2025-07-30 https://finance.yahoo.com/news/samourai-wallet-devs-plead-guilty-183312492.html 2026-10-09
Trump vowed to stop crypto crackdowns; Samourai Wallet proves he hasn't Reason, Joakim Book (opinion) 2025-11-07 https://reason.com/2025/11/07/trump-vowed-to-stop-crypto-crackdowns-samourai-wallet-proves-he-hasnt 2026-10-09
Trump Hints at Samourai Wallet Pardon Yahoo Finance (syndicated) 2025-12-15 https://finance.yahoo.com/news/trump-hints-samourai-wallet-pardon-000402197.html 2026-10-09
Acting Assistant Attorney General Matthew R. Galeotti Delivers Remarks at the American Innovation Project Summit U.S. Department of Justice (government, not saved: outside the FinCEN folder's scope) 2025-08-21 https://www.justice.gov/opa/speech/acting-assistant-attorney-general-matthew-r-galeotti-delivers-remarks-american 2026-10-09
U.S. regulators rush to write crypto rulebook after Clarity Act stalls in Senate CNBC 2026-09-22 https://www.cnbc.com/2026/09/22/clarity-act-crypto-rules-regulators.html headline only (page returned HTTP 403)